176 Montebello Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 176 Montebello Dr, Watsonville, CA 95076

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,326 sqft · built 1986
Lot Size	0.023 acres (1,002 sqft)
Owner	Individual Name on Record
Last Sale	$629,000 (Jun 2026)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-312-05`

Property Details

APN / Parcel Number

Primary APN	`016-312-05`
Alternative APN	`016-312-05-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,326 sqft Living Area
Gross Area	1,726 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,002 sqft (0.023 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	176 MONTEBELLO DR
City	WATSONVILLE
State	CA
Zip	95076-6007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MADONNA VISTA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	110506

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	176 MONTEBELLO DR, WATSONVILLE, CA 95076-6007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Jun 25, 2026	Grant Deed, Transfer · Conventional Mortgage BAY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Aug 26, 2010 · Amount on Record
Deed Document Number	202614525
Prior Transfer Date	Jun 23, 2026
Prior Transfer Doc	0000014524
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2026
Property Address	176 MONTEBELLO DR, WATSONVILLE, CA 95076-6007
Document Number	0000014524
Instrument Date	Jun 23, 2026
Instrument	202614524
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	176 MONTEBELLO DR, WATSONVILLE, CA 95076-6007
Investor	Possibly a Property Investor

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2026
Property Address	176 MONTEBELLO DR, WATSONVILLE, CA 95076-6007
Document Number	0000014525
Instrument Date	Jun 23, 2026
Instrument	202614525
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,881.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	176 MONTEBELLO DR, WATSONVILLE, CA 95076-6007
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014526,
Date	Jun 25, 2026
Instrument	202614526

Lender

Name	BAY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,565 (+2%) Land $180,339 Building $120,226
2025	$3,899.00 (+12.49%)	$294,671 (+4.04%) Land $176,803 Building $117,868
2024	$3,466.00 (+1.55%)
2023	$3,413.00 (+1.79%)	$283,228 Land $169,937 Building $113,291	$504,900
2022	$3,353.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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