176 Mona Dr, Buffalo, NY 14226 Property Records

Erie County and Amherst Town property record for 176 Mona Dr, Buffalo, NY 14226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,476 sqft · built 1945
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Feb 2025)
Tax Bill	$9,772 (2026)
Deeds & Mortgages	Jun 2026 Refinance May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142289 79.15-2-49`

Property Details

APN / Parcel Number

Primary APN	`142289 79.15-2-49`
Alternative APN	`22890791500002049000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,468 sqft
2nd Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	176 MONA DR
City	BUFFALO
State	NY
Zip	14226-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1468 109
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	49.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2012
Census Tract	9501

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 MONA DR, BUFFALO, NY 14226-4117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2023	Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Nov 1, 2023 · Amount on Record
Deed Document Number	202533996
Deed Book / Page	11442 / 5814
Prior Transfer Date	Sep 28, 2023
Prior Transfer Doc	0114239092
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Jun 5, 2026
Property Address	176 MONA DR, BUFFALO, NY 14226-4117
Document Number	0000103019
Book / Page	11461 / 7328
Instrument Date	Jun 5, 2026
Instrument	2026103019
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MONA DR, BUFFALO, NY 14226-4117

Mortgage

Document Number	0000103019,
Date	Jun 5, 2026
Book Page	11461/7328
Instrument	2026103019

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	May 7, 2026
Property Address	176 MONA DR, BUFFALO, NY 14226-4117
Document Number	0000085351
Book / Page	14198 / 13
Instrument Date	Apr 18, 2026
Instrument	202685351
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MONA DR, BUFFALO, NY 14226-4117

Mortgage

Document Number	0000085351,
Date	May 7, 2026
Book Page	14198/13
Instrument	202685351

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

November 2023: Deed, Foreclosure

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Nov 1, 2023
Property Address	176 MONA DR, AMHERST, NY 14226-4117
Document Number	0114239092
Book / Page	11423 / 9092
Instrument Date	Sep 28, 2023
Instrument	2023188640
Transaction Type	Foreclosure
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Tax	$1,668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 MAIN ST STE 215, 215, BUFFALO, NY 14203-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200, 200, ANAHEIM, CA 92806-5951
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Amherst Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,772.00 (+2.47%)
2025	$9,536.00 (-32.77%)	$417,000 (-) Land $40,000 Building $377,000	$421,200 (+1.01%) Land $40,403 Building $380,797
2024	$14,184.00 (+16.89%)	$417,000 (+88.69%) Land $40,000 Building $377,000	$417,000 (+16.99%) Land $40,000 Building $377,000
2023		$221,000 (-) Land $30,000 Building $191,000	$356,452 (+19.37%) Land $48,387 Building $308,065
2022		$221,000 Land $30,000 Building $191,000	$298,600 Land $40,534 Building $258,066
2019	$12,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–2017)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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