176 McLemore Rd, Taft, TN 38488 Property Records

Lincoln County property record for 176 McLemore Rd, Taft, TN 38488

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 2019
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2021)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052143 00305`

Property Details

APN / Parcel Number

Primary APN	`052143 00305`
Alternative APN	`143 00305`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	91,476 sqft (2.1 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	1,721 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	176 MCLEMORE RD
City	TAFT
State	TN
Zip	38488-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 17, COUNTY AREA: R07
Jurisdiction	LINCOLN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1031
Census Tract	975700

Owner

Source: Lincoln County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 MCLEMORE RD, TAFT, TN 38488-5107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH ALABAMA BANK
Oct 1, 2019	Deed of Trust, Mortgage HOMETOWN LNDRS
Feb 27, 2018	Intrafamily Transfer, Transfer · Line of Credit NORTH ALABAMA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	20213216
Deed Book / Page	M16 / 432
Prior Transfer Date	Jun 12, 2012
Prior Transfer Doc	000X14/933
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	176 MCLEMORE RD, TAFT, TN 38488-5107
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MCLEMORE RD, TAFT, TN 38488-5107

Mortgage

Document Number	0TD908/713
Date	Sep 25, 2025
Book Page	TD908/713
Instrument	25004278

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	3045 S PARKER RD # B-100, AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	May 28, 2021
Property Address	176 MCLEMORE RD, TAFT, TN 38488-5107
Document Number	M16/432
Book / Page	M16 / 432
Instrument Date	May 27, 2021
Instrument	21003216
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 MCLEMORE RD, TAFT, TN 38488-5107

Mortgage

Document Number	21003217
Date	May 28, 2021
Instrument	21003217

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	176 MCLEMORE RD, TAFT, TN 38488-5107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000270
Date	Jan 19, 2017
Book Page	TD743/555
Instrument	17000270

Lender

Name	NORTH ALABAMA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	176 MCLEMORE RD, TAFT, TN 38488-5107
Document Number	0000004503
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	JACOB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	176 MCLEMORE RD TAFT TN 384885107, TAFT, TN 38488-5107

Mortgage

Document Number	0000004503
Date	Oct 9, 2019
Book Page	000787/000053
Instrument	4503

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN TN
Recording Date	Feb 27, 2018
Property Address	176 MCLEMORE RD, TAFT, TN 38488-5107
Document Number	000W15/405
Book / Page	W15 / 405
Instrument Date	Feb 22, 2018
Instrument	18000775
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	SOURCE OF TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MCLEMORE RD, TAFT, TN 38488-5107

Mortgage

Document Number	0018000776
Date	Feb 27, 2018
Instrument	18000776

Lender

Name	NORTH ALABAMA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00	$82,450 Land $10,675 Building $71,775
2024			$329,800 Land $42,700 Building $287,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fayetteville Public Utilities Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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