176 Marsden St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 176 Marsden St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1924
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,000 (May 1999)
Tax Bill	$3,162 (2026)
Deeds & Mortgages	Oct 2021 Refinance Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08300 P:0036`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08300 P:0036`
Alternative APN	`83000036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,053 sqft (0.116 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	83000036
Street Address	176 MARSDEN ST
City	SPRINGFIELD
State	MA
Zip	01109-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MERRITT GROVE
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	801402

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 MARSDEN ST, SPRINGFIELD, MA 01109-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Dec 19, 2017	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional with PMI PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1999 · Amount on Record
Deed Sale	May 21, 1999 · Amount on Record
Prior Sale	Nov 26, 1997 · Amount on Record
Deed Book / Page	10776 / 98
Transfer Doc	19514-166
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	176 MARSDEN ST, SPRINGFIELD, MA 01109-1617
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24159-22
Date	Oct 1, 2021
Book Page	24159/22
Instrument	69629

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	176 MARSDEN ST, SPRINGFIELD, MA 01109-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21993-578
Date	Dec 19, 2017
Book Page	21993/578
Instrument	75123

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2027

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	176 MARSDEN ST, SPRINGFIELD, MA 01109-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23019-325
Date	Dec 26, 2019
Book Page	23019/325
Instrument	76872

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	176 MARSDEN ST, SPRINGFIELD, MA 01109-1617
Document Number	23443-573
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MARSDEN ST SPRINGFIELD MA 011091617, SPRINGFIELD, MA 01109-1617

Mortgage

Document Number	23443-573
Date	Sep 28, 2020
Book Page	023443/000573
Instrument	55172

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 27, 2040

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,162.00 (+5.4%)	$204,500 (+6.9%) Land $43,100 Building $161,400	$249,528 (+4.81%)
2025	$3,000.00 (+3.09%)	$191,300 (+12.07%) Land $39,100 Building $152,200	$238,070 (+11.28%)
2024			$213,940
2023	$2,910.00	$170,700 Land $29,600 Building $141,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Aervivo.

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