Monmouth County and Howell Township property record for 176 Locust Ave, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,672 sqft · built 1909 |
| Lot Size | 4.61 acres (201,247 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Dec 2000) |
| Tax Bill | $8,751 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00028-0000-00026 |
| Primary APN | 21-00028-0000-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Basement Area | 1,652 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 201,247 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 007600 |
|---|---|
| Street Address | 176 LOCUST AVE |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE3 |
| Legal Block | 28 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 811200 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 LOCUST AVE, HOWELL, NJ 07731-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Apr 25, 2018 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2000 · Amount on Record |
| Deed Sale | Dec 27, 2000 · Amount on Record |
| Deed Book / Page | 6002 / 974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 176 LOCUST AVE, HOWELL, NJ 07731-2056 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096442496 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 9644/2496 |
| Instrument | 2023032396 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 10, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 176 LOCUST AVE, HOWELL, NJ 07731-2056 |
| Document Number | 0000044992 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 176 LOCUST AVE HOWELL NJ 077312056, HOWELL, NJ 07731-2056 |
| Document Number | 0000044992 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 009286/001351 |
| Instrument | 44992 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 7, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,500 (+9.44%) Land $317,000 Building $239,500 | $556,500 (+9.44%) Land $317,000 Building $239,500 | |
| 2025 | $8,751.00 (+9.62%) | $508,500 (+20.38%) Land $262,000 Building $246,500 | $508,500 (+20.38%) Land $262,000 Building $246,500 |
| 2024 | $7,983.00 (+0.92%) | ||
| 2023 | $422,400 Land $194,900 Building $227,500 | $422,400 Land $194,900 Building $227,500 | |
| 2022 | $7,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2012–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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