176 Lawrence Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 176 Lawrence Ave, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,208 sqft · built 1966
Lot Size0.146 acres (6,360 sqft)
Owner2 Trust Names on File
Last Sale$200,000 (Nov 1994)
Tax Bill$5,236 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN015-062-10

Property Details

APN / Parcel Number

Primary APN015-062-10
Alternative APN
  • 015-062-10-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area2,208 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address176 LAWRENCE AVE
CityWATSONVILLE
StateCA
Zip95076-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 458
Legal SubdivisionGREEN VLY ESTATES SUB #3 TR #458
Legal Tract458
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1013
Census Tract110602

Owner

176 Lawrence Ave is owner-occupied and held in a trust since December 2014.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address176 LAWRENCE AVE, WATSONVILLE, CA 95076-2917
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 1994 · Amount on File
Deed SaleNov 18, 1994 · Amount on File
Deed Document Number199477418
Deed Book / Page5600 / 440
Last Transfer DateDec 8, 2014
Transfer Doc0000002475
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address176 LAWRENCE AVE, WATSONVILLE, CA 95076-2917
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034099
DateNov 14, 2018
Instrument2018-0034099
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 176 Lawrence Ave was $5,236 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474,670 (+16.24%) Land $171,332 Building $303,338
2025$5,236.00 Homeowner's exemption$408,364 Land $167,973 Building $240,391
2023$4,605.00 (+1.81%) Homeowner's exemption$392,506 Land $161,450 Building $231,056$789,660
2022$4,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Lawrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Lawrence Ave

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