176 Laurel Creek Rd, Petal, MS 39465 Property Records

Forrest County property record for 176 Laurel Creek Rd, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 5,348 sqft · built 2000
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on Record
Last Sale$960,000 (Jan 2010)
Tax Bill$7,461 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN1-004X-02-023.00

Property Details

APN / Parcel Number

Primary APN1-004X-02-023.00
Alternative APNs
  • 001-0004-02-023.00
  • 033441
  • 33441

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area5,348 sqft Living Area
1st Floor Area3,565 sqft
2nd Floor Area1,783 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialShingles
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number33441
Street Address176 LAUREL CREEK RD
CityPETAL
StateMS
Zip39465-4260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT THE NE/COR OF 2-5N-13W SOUTH 1325.24 SOUTH 01DEG E 1316.94 SOUTH 01DEG E 494.03 WEST 547.63 SOUTH 06DEG E 212.50 SOUTH
Legal Range13W
Legal Township05N
Legal Section02
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group1
Census Block1006
Census Tract10104

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address176 LAUREL CREEK RD, PETAL, MS 39465-4260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2010 · Amount on Record
Deed SaleJan 6, 2010 · Amount on Record
Deed Document Number0001074461
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Recording DateMay 18, 2026
Property Address176 LAUREL CREEK RD, PETAL, MS 39465-4260
Document Number0000889952
Book / Page2636 / 260
Instrument DateMay 4, 2026
Instrument2026889952
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000889952,
DateMay 18, 2026
Book Page2636/260
Instrument2026889952
Lender
NameBANKFIRST FINANCIAL SERVICES
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 27, 2036
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,461.00 (+26.44%) Homeowner's exemption$58,848 (-88.31%)$588,370 (+16.87%) Land $13,440 Building $574,930
2023$5,901.00 Homeowner's exemption$503,440 (+899.76%)$503,440 (%) Land $13,430 Building $490,010
2022$50,356$503,450 Land $13,440 Building $490,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2018–2022)
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTABUCHIE WATER ASSOCIATION
public/private · serves 2,363 people · EPA ID MS0180006
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
defastlink
Fiber
1,000 / 1,000

May also be available: C Spire Wireless.

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