176 Jernigan Loop, Ozark, AL 36360 Property Records

Dale County property record for 176 Jernigan Loop, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,688 sqft · built 1965
Lot Size	2 acres (87,120 sqft)
Owner	Individual on Record
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-17-0-001-004.005`

Property Details

APN / Parcel Number

Primary APN	`06-04-17-0-001-004.005`
Alternative APNs	`90174455` `28729`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	2,688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	478 ft deep x 167 ft wide
View / Lot	Freeway Proximity
Garage Type	Mixed
Garage Area	210 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	288 sqft
Porch	Open Porch
Porch Area	460 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90174455
Street Address	176 JERNIGAN LOOP
City	OZARK
State	AL
Zip	36360-7353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	167.26' X 478.36' IRR (2 AC) BEG HEY 54 & JERNIGAN LOOP ROAD; N 478.36'; E 132.13'; SELY 93.18'; S 440.06'; W 167.26' TO
Legal Range	24E
Legal Township	06N
Legal Section	17
Legal Subdivision	NEW PARCEL P.O. JERNEGAN PAUL ESTATE
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	1
Census Block	1007
Census Tract	20400

Owner

Source: Dale County assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	176 JERNIGAN LOOP, OZARK, AL 36360-7353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	176 JERNIGAN LOOP, OZARK, AL 36360-7353
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	781/155
Date	Mar 8, 2021
Book Page	781/155

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	176 JERNIGAN LOOP, OZARK, AL 36360-7353
Transaction Type	Mortgage
Record Updated	May 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	757/593
Date	May 13, 2020
Book Page	757/593

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (+22.29%)	$28,780 (+21.23%) Land $5,080 Building $23,700	$287,840 (+21.26%) Land $22,400 Building $265,440
2024	$1,144.00 (+16.97%) Homeowner's exemption	$23,740 (+16.14%) Land $2,100 Building $21,640	$237,380 (+16.17%) Land $21,000 Building $216,380
2023	$978.00 (+26.19%) Homeowner's exemption	$20,440 (+24.48%) Land $1,780 Building $18,660	$204,340 (+24.55%) Land $17,800 Building $186,540
2022	$775.00 Homeowner's exemption	$16,420 Land $16,420	$164,060 Land $13,700 Building $150,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Pea River Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jernigan Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures