176 Jenna Ln, Harper, TX 78631 Property Records

Kerr County property record for 176 Jenna Ln, Harper, TX 78631

Property Summary

Property Type	Mobile Home
Details	1,920 sqft · built 2020
Owner	2 Individual Names on File
Tax Bill	$2,353 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4109-0010-000209`

Property Details

APN / Parcel Number

Primary APN	`4109-0010-000209`
Alternative APN	`539411`

Interior

Building Area	1,920 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile/Manufactured
Porch	Slab
Porch Area	60 sqft

Location & Zoning

Account Number	4109-0010-000209
Street Address	176 JENNA LN
City	HARPER
State	TX
Zip	78631-5399
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HARPER ESTATES BLK IMP ONLY ON 536790 S# 110000HA004100A S# 110000HA004100B TITLE # MH00807621,HUD# NTA1912532;HUD#2 NTA19125
Legal Subdivision	HARPER ESTATES
Legal Block	IMP
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	1
Census Block	1001
Census Tract	960304

Owner

176 Jenna Ln, a mobile home, is owned and occupied by two individuals.

Source: Kerr County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 JENNA LN, HARPER, TX 78631-5399
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 7, 2022	Vendor's Lien, Transfer · FHA Mortgage PILGRIM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	176 JENNA LN, HARPER, TX 78631-5399
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 MAIN ST B, B, KERRVILLE, TX 78028-5516

Mortgage

Document Number	0026000924
Date	Feb 19, 2026
Instrument	26-000924

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Oct 7, 2022
Property Address	176 JENNA LN, HARPER, TX 78631-5399
Document Number	0022008125
Map Reference	FILE 17-05793
Instrument Date	Oct 6, 2022
Instrument	22-008125
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 HIGH POINT RANCH RD, 101, HARPER, TX 78631-9348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JENNA LN, HARPER, TX 78631-5399

Mortgage

Document Number	0022008126
Date	Oct 7, 2022
Instrument	22-008126

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 176 Jenna Ln was $2,353 with a homeowner's exemption, up 52.6% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,353.00 (+52.59%)	$198,182 (-5%) Building $198,182	$198,182 (-5%) Building $198,182
2025	$1,542.00 (+57.35%) Homeowner's exemption	$208,614 Building $208,614	$208,614 Building $208,614
2024	$980.00 (-43.52%)
2023	$1,735.00	$208,614 Building $208,614	$208,614 Building $208,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Jenna Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Jenna Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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