176 Jackson St, Harrogate, TN 37752 Property Records

Claiborne County property record for 176 Jackson St, Harrogate, TN 37752

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,256 sqft · built 1978
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2023)
Tax Bill	$1,495 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`029P A 00500`

Property Details

APN / Parcel Number

Primary APN	`029P A 00500`
Alternative APN	`013029P A 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	191 ft deep x 116 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	312 sqft
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	176 JACKSON ST
City	HARROGATE
State	TN
Zip	37752-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: A02
Legal Subdivision	LINCOLN MEMORIAL ESTATES
Legal Lot Number	92
Jurisdiction	CLAIBORNE TN
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	970300

Owner

176 Jackson St is owned and occupied by two individuals who bought it in September 2023.

Source: Claiborne County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME FEDERAL BANK CORP
Nov 2, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOME FEDERAL BANK CORP
May 31, 2017	Warranty Deed, Transfer MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Nov 16, 2021 · Amount on File
Deed Document Number	20239298
Deed Book / Page	1640 / 609
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	1560594
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Sep 5, 2023
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	0001640609
Book / Page	1640 / 609
Map Reference	MB 2 PG 31
Instrument Date	Aug 31, 2023
Instrument	23009298
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	176 JACKSON ST, HARROGATE, TN 37752-3926

Mortgage

Document Number	0023009299
Date	Sep 5, 2023
Instrument	23009299

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JACKSON ST, HARROGATE, TN 37752-3926

Mortgage

Document Number	0001626207
Date	Jan 17, 2023
Book Page	1626/207
Instrument	23006576

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Nov 16, 2021
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	1591574
Book / Page	1591 / 574
Map Reference	MB 2 PG 31
Instrument Date	Nov 12, 2021
Instrument	21010651
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 JACKSON ST, HARROGATE, TN 37752-3926

Mortgage

Document Number	21010652
Date	Nov 16, 2021
Instrument	21010652

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Jan 25, 2021
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	0000156579
Book / Page	1565 / 79
Map Reference	MB 2 PG 31
Instrument Date	Dec 31, 2020
Instrument	21006118
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ASPEN TITLE COMPANY, ASPEN TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JACKSON ST, HARROGATE, TN 37752-3926

Mortgage

Document Number	0021006119
Date	Jan 25, 2021
Instrument	21006119

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAIBORNE TN
Recording Date	Nov 30, 2020
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	0001560594
Book / Page	1560 / 594
Map Reference	MB 2 PG 31
Instrument Date	Nov 19, 2020
Instrument	20005318
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JACKSON ST, HARROGATE, TN 37752-3926

Mortgage

Document Number	0020005319
Date	Nov 30, 2020
Instrument	20005319

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Nov 2, 2020
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	1558519
Book / Page	001558 / 000519
Instrument Date	Oct 30, 2020
Instrument	4936
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,413.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 ROBBINS LN HARROGATE TN 377527433, HARROGATE, TN 37752-7433

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAIBORNE TN
Recording Date	Dec 12, 2019
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	0001535503
Book / Page	1535 / 503
Map Reference	MB 2 PG 31
Instrument Date	Dec 2, 2019
Instrument	19194116
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JACKSON ST, HARROGATE, TN 37752-3926

Mortgage

Document Number	0019194117
Date	Dec 12, 2019
Instrument	19194117

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	May 31, 2017
Property Address	176 JACKSON ST, HARROGATE, TN 37752-3926
Document Number	147619
Book / Page	001476 / 000019
Instrument Date	May 26, 2017
Instrument	1876
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	TALLENT TITLE GROUP INC, TALLENT TITLE GRP INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 JACKSON ST HARROGATE TN 377523926, HARROGATE, TN 37752-3926

Mortgage

Document Number	147621
Date	May 31, 2017
Book Page	001476/000021
Instrument	1877

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Claiborne County
Municipality	Harrogate City
Unified School District	Claiborne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,900 Land $6,075 Building $57,825
2024	$1,495.00
2022	$1,278.00	$63,900 Land $6,075 Building $57,825	$255,600 Land $24,300 Building $231,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Jackson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2003 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Jackson St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Point Broadband Fiber	1,000 / 1,000
MountaiNet Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jackson St

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