176 Hog Cove Rd, Sylva, NC 28779 Property Records

Jackson County property record for 176 Hog Cove Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2023)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`7527-50-1469`

Property Details

APN / Parcel Number

Primary APN	`7527-50-1469`
Alternative APN	`180628`

Exterior

Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	176 HOG COVE RD
City	SYLVA
State	NC
Zip	28779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT G OFF PUMPKINTOWN
Legal Lot Number	G
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1063
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1523 WILMORE DR, CHARLOTTE, NC 28203-4338
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Book / Page	2369 / 1454
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 22, 2023
Property Address	176 HOG COVE RD, SYLVA, NC 28779-7263
Document Number	0023691454
Book / Page	2369 / 1454
Map Reference	CAB 13 SL 531
Instrument Date	Dec 22, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8936 WILLIAMS CIR UNIT 5203, 5203, NAPLES, FL 34120-0795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 HOG COVE RD, SYLVA, NC 28779-7263

Mortgage

Document Number	0023691457
Date	Dec 22, 2023
Book Page	2369/1457

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.07%
Max Rate At Change	9.07%
Index	5-Year CMT
Margin	2
Max Rate	13%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 23, 2018
Property Address	176 HOG COVE RD, SYLVA, NC 28779-7263
Document Number	0022091393
Book / Page	002209 / 001393
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 5TH ST NW NAPLES FL 34120, NAPLES, FL 34120

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,765 (+993.28%) Land $57,520 Building $270,245
2025	$1,245.00 (+1,001.77%)
2023	$113.00	$29,980 Land $29,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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