Hampden County and Ludlow Town property record for 176 Higher Brook Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,956 sqft · built 1984 |
| Lot Size | 0.732 acres (31,886 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $220,000 (May 2018) |
| Tax Bill | $7,483 (2026) |
| Deeds & Mortgages | May 2023 Transfer Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:25A-06950 B:31 L:0 |
| Primary APN | M:25A-06950 B:31 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 6,138 sqft |
| Basement Area | 1,290 sqft |
| Unfinished Basement | 1,290 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 31,886 sqft (0.732 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 4009 |
|---|---|
| Street Address | 176 HIGHER BROOK DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 6950 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 176 HIGHER BROOK DR, LUDLOW, MA 01056-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 14, 2018 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Last Transfer Date | May 1, 2023 |
| Transfer Doc | 025021-247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 26, 2023 |
| Property Address | 176 HIGHER BROOK DR, LUDLOW, MA 01056-1423 |
| Document Number | 025021-247 |
| Book / Page | 25021 / 247 |
| Instrument Date | May 1, 2023 |
| Instrument | 24239 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 AUTUMN RIDGE RD, LUDLOW, MA 01056-3258 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 176 HIGHER BROOK DR, LUDLOW, MA 01056-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024172-189 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 24172/189 |
| Instrument | 71413 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 14, 2018 |
| Property Address | 176 HIGHER BROOK DR, LUDLOW, MA 01056-1423 |
| Document Number | 22170-309 |
| Book / Page | 022170 / 000309 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 25904 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,023.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 KIRKLAND AVE LUDLOW MA 010562838, LUDLOW, MA 01056-2838 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,483.00 (+0.04%) | $467,400 (+8.42%) Land $137,400 Building $330,000 | $494,725 (+32.01%) |
| 2025 | $7,480.00 (+1.95%) | $431,100 (+6.29%) Land $124,900 Building $306,200 | $374,775 (-) |
| 2024 | $7,337.00 (+4.12%) | $405,600 (+12.29%) Land $124,800 Building $280,800 | $374,775 |
| 2023 | $7,047.00 | $361,200 Land $109,500 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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