176 High Rdg Rd, Durango, CO 81301 Property Records

La Plata County property record for 176 High Rdg Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,446 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Jan 2026)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5597-093-01-034`

Property Details

APN / Parcel Number

Primary APN	`5597-093-01-034`
Alternative APN	`R005079`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,446 sqft Living Area
Gross Area	7,216 sqft
Basement Area	1,757 sqft
Finished Basement	1,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	770 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	63 sqft
Deck Area	Deck Area
Patio Area	580 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005079
Street Address	176 HIGH RIDGE RD
City	DURANGO
State	CO
Zip	81301-8519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FALLS CREEK I,II,III BLOCK: 0 LOT: 65 1986 AMENDED PLAT 176 HIGH RIDGE RD DURANGO 81301
Legal Subdivision	FALLS CREEK I,II,III
Legal Block	1
Legal Lot Number	65
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1005
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	176 HIGH RIDGE RD, DURANGO, CO 81301-8519
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 15, 2026	Special Warranty Deed, Transfer · Conventional Mortgage DSW MORTGAGE INC
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Jan 5, 2001 · Amount on Record
Deed Document Number	20261250390
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	0000008459
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	176 HIGH RIDGE RD, DURANGO, CO 81301-8519
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001191476
Date	Apr 29, 2021
Instrument	1191476

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 15, 2026
Property Address	176 HIGH RIDGE RD, DURANGO, CO 81301-8519
Document Number	0001250390
Map Reference	DOC 1002266
Instrument Date	Jan 7, 2026
Instrument	1250390
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	176 HIGH RIDGE RD, DURANGO, CO 81301-8519

Mortgage

Document Number	0001250391
Date	Jan 15, 2026
Instrument	1250391

Lender

Name	DSW MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	176 HIGH RIDGE RD, DURANGO, CO 81301-8519
Document Number	0001123156
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 HIGH RIDGE RD DURANGO CO 813018519, DURANGO, CO 81301-8519

Mortgage

Document Number	0001123156
Date	Jan 10, 2017
Instrument	1123156

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,850 (+2.89%) Land $19,210 Building $63,640	$1,288,350 (-) Land $298,690 Building $989,660
2025	$4,146.00 (+30.25%)	$80,520 (+14.55%) Land $18,670 Building $61,850	$1,288,350 (+22.79%) Land $298,690 Building $989,660
2024	$3,183.00 (+16.34%)
2023	$2,736.00 (+15.39%)	$70,290 (+14.33%) Land $16,650 Building $53,640	$1,049,200 (+18.6%) Land $248,530 Building $800,670
2022	$2,371.00	$61,480 Land $14,780 Building $46,700	$884,640 Land $212,630 Building $672,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLS CREEK RANCH private · serves 215 people · EPA ID CO0134270
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	25 / 5

May also be available: AlignTec, CenturyLink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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