176 Heather Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 176 Heather Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,536 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46 21 5`

Property Details

APN / Parcel Number

Primary APN	`46 21 5`
Alternative APNs	`21931` `20676`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Deck Area	420 sqft
Boat House	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20676
Street Address	176 HEATHER DR
City	BUMPASS
State	VA
Zip	23024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RUTH ESTATES LOT 5 DB 1974/131 1.301 AC
Legal Subdivision	RUTH ESTATES
Legal Lot Number	5
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1009
Census Tract	950101

Owner

176 Heather Dr is held in a trust since August 2024.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Trust Name on File
Mailing Address	8351 GAITHER ST, MANASSAS, VA 20110-3008
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 29, 2024
Transfer Doc	001974/131
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	176 HEATHER DR, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8351 GAITHER ST, MANASSAS, VA 20110-3008

Mortgage

Document Number	0002050/93
Date	Nov 19, 2025
Book Page	2050/93
Instrument	202500010818

Lender

Name	UNITED BANK
Type	Bank
Address	MANASSAS, VA 20110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	176 HEATHER DR, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8351 GAITHER ST, MANASSAS, VA 20110-3008

Mortgage

Document Number	002038/413
Date	Sep 29, 2025
Book Page	2038/413
Instrument	202500008852

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 176 Heather Dr was $7,136, up 5.8% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$997,152 (+0.6%) Land $412,500 Building $584,652	$997,152 (+0.6%) Land $412,500 Building $584,652
2025	$7,136.00 (+5.81%)	$991,200 Land $412,500 Building $578,700	$991,200 Land $412,500 Building $578,700
2024	$6,744.00
2023		$864,600 Land $339,900 Building $524,700
2022	$3,429.00		$864,600 Land $339,900 Building $524,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Heather Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Heather Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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