176 Golf Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 176 Golf Rd, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	2 ba · 4,210 sqft · built 1975
Lot Size	0.741 acres (32,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,421 (Jul 2026)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S140-S02-000-BLALT09-10`

Property Details

APN / Parcel Number

Primary APN	`S140-S02-000-BLALT09-10`
Alternative APN	`16958`

Interior

Full Baths	2 Baths
Building Area	4,210 sqft Total Area
1st Floor Area	2,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,274 sqft (0.741 acres)
Lot Dimensions	147 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S140-S02-000-BLALT09-10
Street Address	176 GOLF RD
City	GILMER
State	TX
Zip	75645-2934
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 9-10, BLK A COUNTRY CLUB ESTATES S140 (A3) .7409 ACRES & HOUSE
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Block	A
Legal Lot Number	9,10
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3007
Census Tract	950302

Owner

Source: Upshur County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 GOLF RD, GILMER, TX 75645-2934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	20264627
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	Jul 8, 2026
Property Address	176 GOLF RD, GILMER, TX 75645-2934
Document Number	0000004627
Instrument Date	Jul 7, 2026
Instrument	20264627
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 GOLF RD, GILMER, TX 75645-2934

Mortgage

Document Number	0000004628,
Date	Jul 8, 2026
Instrument	20264628

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	176 GOLF RD, GILMER, TX 75645-2934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003194
Date	May 6, 2020
Instrument	202003194

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (-25.01%) Homeowner's exemption	$254,080 (+8.23%) Land $26,600 Building $227,480	$254,080 (+8.23%) Land $26,600 Building $227,480
2023		$234,750 Land $20,330 Building $214,420	$234,750 Land $20,330 Building $214,420
2022	$2,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY CLUB ESTATES private · serves 96 people · EPA ID TX2300021
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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