176 Freeman St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 176 Freeman St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 1956
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Aug 2020)
Tax Bill	$1,542 (2022)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1210042`

Property Details

APN / Parcel Number

Primary APN	`1210042`
Alternative APN	`20283`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	2,500 sqft
Basement Area	1,000 sqft
Finished Basement	400 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.569 acres)

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	280 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air

Location & Zoning

Account Number	20283
Street Address	176 FREEMAN ST
City	RUTHERFORDTON
State	NC
Zip	28139-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-3
Legal Description	HILLCREST LO5TO8 BLF PL5-111
Legal Subdivision	RES HILLCREST
Legal Block	2
Legal Lot Number	5,8
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1001
Census Tract	960503

Owner

176 Freeman St is owned and occupied by an individual who bought it in August 2020.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	176 FREEMAN ST, RUTHERFORDTON, NC 28139-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Jul 8, 2011 · Amount on File
Deed Document Number	0020354662
Deed Book / Page	2035 / 4662
Record Updated	Jun 7, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 18, 2020
Property Address	176 FREEMAN ST, RUTHERFORDTON, NC 28139-3120
Document Number	0020354662
Book / Page	2035 / 4662
Map Reference	MB 5 PG 111
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 BEECHTREE CIR, 167, RUTHERFORDTON, NC 28139-8412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 FREEMAN ST, RUTHERFORDTON, NC 28139-3120

Mortgage

Document Number	0020354665
Date	Aug 18, 2020
Instrument	2035/4665

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$212,500 Land $21,600 Building $190,900	$212,500 Land $21,600 Building $190,900
2022	$1,542.00
2021	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Freeman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Freeman St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Verizon.

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