176 Ferry St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 176 Ferry St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,592 sqft · built 1920
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jul 2024)
Tax Bill	$3,993 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92 0000 0089 A`

Property Details

APN / Parcel Number

Primary APN	`92 0000 0089 A`
Alternative APN	`LAWR M:0092 B:0000 L:0089`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Gross Area	2,908 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,500 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	92 0000 0089 A
Street Address	176 FERRY ST
City	LAWRENCE
State	MA
Zip	01841-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	89
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1006
Census Tract	250800

Owner

176 Ferry St is owned and occupied by an individual who bought it in July 2024.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	176 FERRY ST, LAWRENCE, MA 01841-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202411197
Deed Book / Page	18037 / 302
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 24, 2022
Property Address	176 FERRY ST, LAWRENCE, MA 01841-1330
Document Number	017487-229
Book / Page	17487 / 229
Instrument Date	Jun 24, 2022
Instrument	15079
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 FERRY ST, LAWRENCE, MA 01841-1330

Mortgage

Document Number	0000015080
Date	Jun 24, 2022
Instrument	15080

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 176 Ferry St was $3,993, up 0.8% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,993.00 (+0.78%)	$462,100 (+2.64%) Land $135,700 Building $326,400	$519,150 (+20.82%)
2025	$3,962.00 (+12.88%)	$450,200 (+18.63%) Land $123,800 Building $326,400	$429,685
2024	$3,510.00 (-11.39%)	$379,500 (-2.67%) Land $107,100 Building $272,400
2023	$3,961.00	$389,900 Land $107,100 Building $282,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Ferry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 176 Ferry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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