176 Elm St, Cartwright, OK 74731 Property Records

Bryan County property record for 176 Elm St, Cartwright, OK 74731

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 924 sqft · built 1983
Lot Size	0.371 acres (16,199 sqft)
Owner	Individual Name on File
Last Sale	$2,500 (Feb 1993)
Tax Bill	$3 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16169`

Property Details

APN / Parcel Number

Primary APN	`16169`
Alternative APN	`0396-00-000-027-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Utility Area	135 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,199 sqft (0.371 acres)

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	100 sqft
Patio Area	288 sqft
Utility Building	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16169
Street Address	176 ELM ST
City	CARTWRIGHT
State	OK
Zip	74731-4702
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SHADY ACRES #2 LTS 27-29 1980 MH 14X66
Legal Range	07E
Legal Township	08S
Legal Section	3
Legal Subdivision	SHADY ACRES #2 3-8
Legal Lot Number	27-29
Jurisdiction	BRYAN OK
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2022
Census Tract	796600

Owner

176 Elm St, a mobile home, is owned and occupied by an individual who acquired it in March 2020.

Source: Bryan County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	176 ELM ST, CARTWRIGHT, OK 74731-4702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Dec 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 1993 · Amount on File
Deed Sale	Feb 25, 1993 · Amount on File
Deed Book / Page	836 / 597
Last Transfer Date	Mar 2, 2020
Transfer Doc	001544/875
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	176 ELM ST, CARTWRIGHT, OK 74731-4702
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001520/596
Date	Feb 27, 2020
Book Page	1520/596
Instrument	2020-721447

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	CALERA, OK 74730

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Feb 25, 2022

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRYAN OK
Recording Date	Dec 4, 2020
Property Address	176 ELM ST, CARTWRIGHT, OK 74731-4702
Document Number	001544/875
Book / Page	1544 / 875
Instrument Date	Mar 2, 2020
Instrument	2020-728647
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 ELM ST, CARTWRIGHT, OK 74731-4702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 176 Elm St was $3 with a homeowner's exemption, up 2% from the year before.

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Colbert Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,072 (+2.88%) Land $455 Building $617	$9,751 (-63.21%) Land $4,135 Building $5,616
2025	$3.00 (+2%) Homeowner's exemption	$1,042 (+3.07%) Land $442 Building $600	$26,502 (-6.67%) Land $9,000 Building $17,502
2024	$1.00 Homeowner's exemption	$1,011 (+2.95%) Land $429 Building $582	$28,395 (+12.71%) Land $9,000 Building $19,395
2023	Homeowner's exemption	$982 Land $397 Building $585	$25,193 Land $9,000 Building $16,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Elm St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN COUNTY RURAL WATER DISTRICT #5 serves 8,325 people · EPA ID OK3000704
Water Source	Purchased surface water from DURANT UTILITIES AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures