176 Elm St, #3, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 176 Elm St, #3, Everett, MA 02149

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,170 sqft · built 1877
Lot Size	0.106 acres (4,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Feb 2022)
Tax Bill	$5,511 (2026)
Deeds & Mortgages	Nov 2021 Refinance Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`N00003 431763 01`

Property Details

APN / Parcel Number

Primary APN	`N00003 431763 01`
Alternative APNs	`EVER M:N0 B:03 L:431761` `M:N00 B:003 L:431761-01` `EVER M:N0 B:03 L:431763` `N00003 43`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	4,648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	N00003 431763 01
Street Address	176 ELM ST, 3
City	EVERETT
State	MA
Zip	02149-5222
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BD
Legal Block	3
Legal Lot Number	431763
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2005
Census Tract	342102

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 ELM ST, 3, EVERETT, MA 02149-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE
Dec 4, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	202225598
Deed Book / Page	79698 / 488
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	176 ELM ST # 1, 1, EVERETT, MA 02149-5222
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079136-548
Date	Nov 15, 2021
Book Page	79136/548
Instrument	248300

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EVERETT MA
Recording Date	Dec 4, 2019
Property Address	176 ELM ST # 1, 1, EVERETT, MA 02149-5222
Document Number	73764-161
Book / Page	073764 / 000161
Instrument Date	Nov 11, 2019
Instrument	900
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 ELM ST EVERETT MA 021495222, EVERETT, MA 02149-5222

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,511.00 (+15.75%)	$436,700 (+4.47%) Building $436,700	$481,727 (-1.12%)
2025	$4,761.00 (+23.79%)	$418,000 (+24.55%) Building $418,000	$487,160 (+2.38%)
2024	$3,846.00 (-12.25%)	$335,600 (-9.81%) Building $335,600	$475,855
2023	$4,383.00	$372,100 Building $372,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: Netafy, T-Mobile.

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