Haywood County property record for 176 Edwards Rd, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,400 sqft · built 2004 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (Apr 2022) |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8627-40-9492 |
| Primary APN | 8627-40-9492 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 14,418 sqft (0.331 acres) |
| Canopy | 500 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 272847 |
|---|---|
| Street Address | 176 EDWARDS RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 176 EDWARDS RD #2 |
| Legal Subdivision | LOWELL BALL |
| Legal Unit | 2 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920602 |
Source: Haywood County records · APN 8627-40-9492
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 EDWARDS RD, CLYDE, NC 28721-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Warranty Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Apr 11, 2018 | Warranty Deed, Transfer LOWELL A BALL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Deed Document Number | 20224740 |
| Deed Book / Page | 1061 / 2266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 176 EDWARDS RD, CLYDE, NC 28721-7537 |
| Document Number | 0010612266 |
| Book / Page | 1061 / 2266 |
| Map Reference | CAB C SL 7942 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022004740 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 EDWARDS RD, 176, CLYDE, NC 28721-7537 |
| Name | Verified Name |
|---|---|
| Address | 176 EDWARDS RD, CLYDE, NC 28721-7537 |
| Document Number | 0010612269 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 1061-2269 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 176 EDWARDS RD, CLYDE, NC 28721-7537 |
| Document Number | 0009971942 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 176 EDWARDS RD CLYDE NC 287217537, CLYDE, NC 28721-7537 |
| Document Number | 0009971942 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 000997/001942 |
| Instrument | 4465 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 11, 2018 |
| Property Address | 176 EDWARDS RD, CLYDE, NC 28721-7537 |
| Document Number | 0009491281 |
| Book / Page | 000949 / 001281 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 3069 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 EDWARDS RD CLYDE NC 287217537, CLYDE, NC 28721-7537 |
| Document Number | 9491284 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 000949/001284 |
| Instrument | 3070 |
| Name | LOWELL A BALL |
|---|---|
| Address | 82 JAMAICA WAY, WAYNESVILLE, NC 28785-4518 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Apr 10, 2021 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,200 (-) Land $19,200 Building $264,000 | ||
| 2025 | $2,283.00 | $283,200 (+0.04%) Land $19,200 Building $264,000 | $283,200 (+0.04%) Land $19,200 Building $264,000 |
| 2023 | $283,100 Land $19,100 Building $264,000 | $283,100 (-) Land $19,100 Building $264,000 | |
| 2021 | $283,100 Land $19,100 Building $264,000 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879206021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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