176 E Ridge Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 176 E Ridge Ct, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,421 sqft · built 2006
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (May 2021)
Tax Bill	$1,788 (2023)
Deeds & Mortgages	Jun 2020 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`739B-224`

Property Details

APN / Parcel Number

Primary APN	`739B-224`
Alternative APNs	`473168000` `065905`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,421 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	473168000
Old Parcel Number	739B 224,
Street Address	176 E RIDGE CT
City	JACKSONVILLE
State	NC
Zip	28540-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L88 S1 KANTON HILLS S/F 739 99,6 SUNSET COVE DEVEL
Legal Subdivision	REV. KANTON HILLS SEC 1
Legal Lot Number	88
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	4
Census Block	4004
Census Tract	306

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
May 28, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 9, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	0005476640
Deed Book / Page	5476 / 640
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	176 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051940170
Date	Jun 23, 2020
Book Page	5194/170

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 28, 2021
Property Address	176 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Document Number	0054760640
Book / Page	5476 / 640
Map Reference	MB48 PG76 SL L-696
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 SLOAN ST NW, 1135, PALM BAY, FL 32907-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E RIDGE CT, JACKSONVILLE, NC 28540-0018

Mortgage

Document Number	0005476644
Date	May 28, 2021
Instrument	5476/644

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 9, 2017
Property Address	176 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Document Number	0046280630
Book / Page	4628 / 630
Map Reference	MB48 PG76 SL L-696
Instrument Date	May 24, 2017
Instrument	4628-630
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2411 TALBOT ST, 2411, YUMA, AZ 85365-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E RIDGE CT, JACKSONVILLE, NC 28540-0018

Mortgage

Document Number	4628633
Date	Jun 9, 2017
Instrument	4628-633

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,788.00	$273,028 Land $35,000 Building $238,028	$273,028 Land $35,000 Building $238,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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