176 E Owasso Ln, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 176 E Owasso Ln, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1971
Lot Size0.273 acres (11,892 sqft)
OwnerIndividual Name on File
Tax Bill$4,104 (2023)
Deeds & MortgagesMay 2024 Second Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-30-23-44-0030

Property Details

APN / Parcel Number

Primary APN36-30-23-44-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area1,918 sqft
1st Floor Area1,056 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1974
Architectural StyleSplit Entry
Exterior MaterialWood
Construction TypeFrame
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions149 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address176 E OWASSO LN
CitySHOREVIEW
StateMN
Zip55126-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionSECTION 36 TOWN 30 RANGE 23 W 80.2 FT OF E 439.4 FT OF N 149 FT OF S ...TO ESMT) SEC 36 TN 30 RN 23
Legal Range23
Legal Township30
Legal Section36
Legal Quarter4
Quarter-Quarter Section4
Legal SubdivisionSECTION 36 TOWN 30 RANGE 23
Legal Lot Number5
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group3
Census Block3001
Census Tract40704

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address176 E OWASSO LN, SHOREVIEW, MN 55126-3004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOMBANK
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MERCHANTS BANK
Apr 7, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOMBANK
Nov 19, 2020Warranty Deed, Transfer · Conventional with PMI
FARMERS & MERCHANTS SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleJan 14, 2013
Last Transfer DateNov 19, 2020
Transfer Doc0004846159
Record UpdatedJun 7, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address176 E OWASSO LN, SHOREVIEW, MN 55126-3004
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A05024189
DateMay 6, 2024
InstrumentA05024189
Lender
NameFREEDOMBANK
TypeBank
AddressCIRCLE PINES, MN 55014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term62 Months
DueJul 1, 2029

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address176 E OWASSO LN, SHOREVIEW, MN 55126-3004
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04920997
DateNov 24, 2021
InstrumentA04920997
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressCIRCLE PINES, MN 55014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term63 Months
DueFeb 1, 2027

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address176 E OWASSO LN, SHOREVIEW, MN 55126-3004
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04875542
DateApr 7, 2021
InstrumentA04875542
Lender
NameFREEDOMBANK
TypeBank
AddressCIRCLE PINES, MN 55014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueMay 1, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateNov 19, 2020
Property Address176 E OWASSO LN, SHOREVIEW, MN 55126-3004
Document Number0004846159
Instrument DateSep 25, 2020
Instrument4846159
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$680.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 E OWASSO LN SHOREVIEW MN 551263004, SHOREVIEW, MN 55126-3004

Mortgage

Document Number4846442
DateNov 19, 2020
Instrument4846442
Lender
NameFARMERS & MERCHANTS SVGS BK
TypeFederal Savings Bank
AddressLINO LAKES, MN 55014
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictRoseville Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,104.00 Homeowner's exemption$328,700 Land $90,600 Building $238,100$328,700 Land $90,600 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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