Rains County property record for 176 E FM 2795, Emory, TX 75440
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,110 sqft · built 1971 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,500 (Aug 2009) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0137-0370-0000-43 |
| Primary APN | 0137-0370-0000-43 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,590 sqft |
| 1st Floor Area | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,647 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01370370000043 |
|---|---|
| Street Address | 176 E FM 2795 |
| City | EMORY |
| State | TX |
| Zip | 75440-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0137 C M LOGGINS SURVEY COMB 3 LOTS 28, 29, 30 175/67, 1.002 ACRES |
| Legal Subdivision | C M LOGGINS |
| Legal Block | 1 |
| Legal Lot Number | 28,29 |
| Jurisdiction | RAINS TX |
| Township / Civil Division | EMORY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950102 |
Source: Rains County records · APN 0137-0370-0000-43
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 E FM 2795, EMORY, TX 75440-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS |
| Dec 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2009 · Amount on Record |
| Deed Sale | Aug 20, 2009 · Amount on Record |
| Deed Document Number | 20091792 |
| Deed Book / Page | 517 / 219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAINS TX |
| Property Address | 176 E FM 2795, EMORY, TX 75440-4702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 176 E FM 2795, EMORY, TX 75440-4702 |
| Document Number | 002024/407 |
|---|---|
| Date | Mar 08, 2024 |
| Book Page | 2024/407 |
| Name | THE AMERICAN NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | TERRELL, TX 75160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 16, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAINS TX |
| Property Address | 176 E FM 2795, EMORY, TX 75440-4702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 176 E FM 2795, EMORY, TX 75440-4702 |
| Document Number | 2020/3382 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 2020/3382 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 92 Months |
| Due | Aug 01, 2028 |
Source: Rains County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rains County |
| Unified School District | Rains Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 (-25.19%) Homeowner's exemption | $179,744 (+8.08%) | $182,088 (+9.49%) Land $25,250 Building $156,838 |
| 2023 | $166,304 Land $24,048 Building $142,256 | $166,304 Land $24,048 Building $142,256 | |
| 2022 | $1,890.00 |
Source: FEMA National Flood Hazard Layer as of June 8, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Telephone Cooperative Fixed Wireless · Fiber in parts of the area | 500 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Point Broadband Fiber Holding Fixed Wireless | 40 / 40 |
May also be available: AMG Technology Investment Group, Spectrum, Verizon.
Based on FCC filings for 13 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH RAINS SUD serves 3,594 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Jun 2026 Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures