176 Dime Rdg, Sylva, NC 28779 Property Records

Jackson County property record for 176 Dime Rdg, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2022)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7517-93-8055`

Property Details

APN / Parcel Number

Primary APN	`7517-93-8055`
Alternative APN	`180541`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	176 DIME RDG
City	SYLVA
State	NC
Zip	28779-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 HUNTERS RIDGE
Legal Subdivision	HUNTERS RIDGE SUBDIVISION
Legal Lot Number	4
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1063
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 DIME RDG, 4, SYLVA, NC 28779-8232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CAROLINA FARM CREDIT ACA
Jun 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 2, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Book / Page	2331 / 1094
Prior Transfer Date	Oct 15, 2009
Prior Transfer Doc	0018240202
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	176 DIME RDG, SYLVA, NC 28779-8232
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CHURCHILL DOWNS DR, CLAYTON, NC 27520-5536

Mortgage

Document Number	0024081250
Date	Nov 12, 2025
Book Page	2408/1250

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 23, 2023
Property Address	176 DIME RDG, SYLVA, NC 28779-8232
Document Number	0023581005
Book / Page	2358 / 1005
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7342 DAVIS COUNTRY RD, RANDLEMAN, NC 27317-7169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CHURCHILL DOWNS DR, CLAYTON, NC 27520

Mortgage

Document Number	0023581010
Date	Jun 23, 2023
Book Page	2358/1010

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year T-Bill

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 7, 2022
Property Address	176 DIME RDG, SYLVA, NC 28779-8232
Document Number	0023311094
Book / Page	2331 / 1094
Map Reference	CAB 13 SL 939
Instrument Date	Apr 7, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 CEDAR CREEK FARM RD, 486, TUCKASEGEE, NC 28783-9676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 DIME RDG, SYLVA, NC 28779-8232

Mortgage

Document Number	0023311099
Date	Apr 7, 2022
Instrument	2331/1099

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 15, 2018
Property Address	176 DIME RDG, SYLVA, NC 28779-8232
Document Number	0022160064
Book / Page	002216 / 000064
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$228.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	486 CEDAR CREEK FARM RD TUCKASEGEE NC 287839676, TUCKASEGEE, NC 28783-9676

March 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 2, 2018
Property Address	176 DIME RDG, SYLVA, NC 28779-8232
Document Number	0022081045
Book / Page	002208 / 001045
Instrument Date	Jan 22, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$143.64
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2132 ASHEBORO NC 272042132, ASHEBORO, NC 27204-2132

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$280,234 (-) Land $21,470 Building $258,764
2025	$1,064.00 (+99.25%)	$280,234 (+99.31%) Land $21,470 Building $258,764
2023	$534.00 (-18.97%)	$140,600 (-) Land $21,470 Building $119,130
2022	$659.00	$140,600 Land $21,470 Building $119,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Dime Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures