176 Cypress St, Chula Vista, CA 91910 Property Records

San Diego County property record for 176 Cypress St, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,255 sqft · built 1946
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$588,000 (Mar 2019)
Tax Bill$8,681 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN569-142-05-00

Property Details

APN / Parcel Number

Primary APN569-142-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,255 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area8,400 sqft (0.193 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address176 CYPRESS ST
CityCHULA VISTA
StateCA
Zip91910-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK 2 LOT 5 TR 001180
Legal SubdivisionGULICK
Legal Tract001180
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2017
Census Tract12304

Owner

176 Cypress St is owned and occupied by two individuals who bought it in March 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 3, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 6, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2019 · Amount on File
Deed SaleMar 6, 2019 · Amount on File
Deed Document Number201980552
Prior Transfer DateMar 3, 1995
Prior Transfer Doc0000097086
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932

Mortgage

Document Number0000199827
DateMar 15, 2021
Instrument2021-0199827
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 3, 2020
Property Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932
Document Number0000108594
Map ReferenceMAP 1180
Instrument DateFeb 26, 2020
Instrument2020-0108594
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932

Mortgage

Document Number0000108595
DateMar 3, 2020
Instrument2020-0108595
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 6, 2019
Property Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932
Document Number0000080552
Map ReferenceMAP 1180
Instrument DateFeb 21, 2019
Instrument2019-0080552
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address176 CYPRESS ST, CHULA VISTA, CA 91910-2932

Mortgage

Document Number0000080553
DateMar 6, 2019
Instrument2019-0080553
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 176 Cypress St was $8,681.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$741,546 (+2%) Land $426,683 Building $314,863
2025$8,681.00$727,007 Land $418,317 Building $308,690
2023$8,260.00 (+2.95%)$698,778 Land $402,074 Building $296,704
2022$8,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 176 Cypress St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 176 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Cypress St

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