Beaufort County property record for 176 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,009 sqft · built 2018 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jan 2017) |
| Tax Bill | $3,209 (2025) |
| Deeds & Mortgages | Jan 2017 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 11729278 |
| Primary APN | 11729278 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,009 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.439 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11729278 |
|---|---|
| Old Parcel Number | R603 013 000 0296 0000 |
| Street Address | 176 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 508 RIVERBEND S/D BLK 108A PB102 P1 PB102 P73 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 108A |
| Legal Lot Number | 508 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 2202 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 176 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on Record |
| Deed Sale | Jan 3, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Document Number | 2017000104 |
| Deed Book / Page | 3542 / 0510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 3, 2017 |
| Property Address | 176 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000000104 |
| Book / Page | 3542 / 0510 |
| Map Reference | MB 102 PG 73 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 2017000104 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10039 WITTENBERG WAY, ORLANDO, FL 32832-7025 |
| Document Number | 0000000105 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 2017000105 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,209.00 (-0.09%) | $27,550 (-17.74%) | |
| 2024 | $3,212.00 (-7.03%) | $33,492 (-) Land $4,240 Building $29,252 | $837,300 (-) Land $106,000 Building $731,300 |
| 2023 | $3,455.00 (+8.96%) | $33,492 (+29.53%) Land $4,240 Building $29,252 | $837,300 (+29.53%) Land $106,000 Building $731,300 |
| 2022 | $3,171.00 Homeowner's exemption | $25,856 Land $3,760 Building $22,096 | $646,400 Land $94,000 Building $552,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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