Ocean County and Brick Township property record for 176 Cottage Pl, Brick, NJ 08724
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,753 sqft · built 1970 |
| Lot Size | 0.294 acres (12,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (May 2021) |
| Tax Bill | $13,055 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00869-25-00011 |
| Primary APN | 07-00869-25-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,753 sqft Living Area |
| Gross Area | 3,917 sqft |
| Basement Area | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,798 sqft (0.294 acres) |
| Lot Dimensions | 100 ft deep x 128 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00415372 |
|---|---|
| Street Address | 176 COTTAGE PL |
| City | BRICK |
| State | NJ |
| Zip | 08724-4302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 128X100 |
| Legal Subdivision | BRICK TOWNHISP |
| Legal Block | 869 |
| Legal Lot Number | 11 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 713500 |
Source: Ocean County and Brick Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 COTTAGE PL, BRICK, NJ 08724-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 17, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Aug 16, 2002 · Amount on Record |
| Deed Document Number | 202174997 |
| Deed Book / Page | 18480 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 176 COTTAGE PL, BRICK, NJ 08724-4302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0196141870 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 19614/1870 |
| Instrument | 2024013857 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 17, 2021 |
| Property Address | 176 COTTAGE PL, BRICK, NJ 08724-4302 |
| Document Number | 0184800254 |
| Book / Page | 18480 / 254 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021074997 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,484.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 IVERNESS CT, 5, FORKED RIVER, NJ 08731-1066 |
| Name | Verified Name |
|---|---|
| Address | 176 COTTAGE PL, BRICK, NJ 08724-4302 |
| Document Number | 2021074998 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021074998 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,100 (-) Land $146,800 Building $329,300 | $476,100 (-) Land $146,800 Building $329,300 | |
| 2025 | $13,055.00 (+5.06%) | $476,100 (-) Land $146,800 Building $329,300 | $476,100 (-) Land $146,800 Building $329,300 |
| 2024 | $12,426.00 (+6.93%) | ||
| 2023 | $476,100 Land $146,800 Building $329,300 | $476,100 Land $146,800 Building $329,300 | |
| 2022 | $11,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 24 (1984–2018) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Jul 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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