176 Cochise Rd, Cherry Log, GA 30522 Property Records

Fannin County property record for 176 Cochise Rd, Cherry Log, GA 30522

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 ba · 2,895 sqft · built 2010
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Oct 2024)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Feb 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0039 015G21`

Property Details

APN / Parcel Number

Primary APN	`0039 015G21`
Alternative APN	`27265`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,895 sqft Heated Area
Basement Area	1,158 sqft
Finished Basement	1,158 sqft
Unfinished Basement	1,158 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	99,317 sqft (2.28 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	594 sqft
Deck Area	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27265
Street Address	176 COCHISE RD
City	CHERRY LOG
State	GA
Zip	30522
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIA
Legal Description	7-2 LL166 LT20 DB1623-628* 2.28 ACS
Legal Subdivision	STANLEY CRK HIGHLAND EX VIEW
Legal Lot Number	20
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4024
Census Tract	50500

Owner

176 Cochise Rd, a residential property, is owned and occupied by two individuals who bought it in October 2024.

Source: Fannin County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 COCHISE RD, GA
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Quit Claim Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 19, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024 · Amount on File
Deed Sale	Oct 23, 2024 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Book / Page	1623 / 628
Prior Transfer Date	Oct 22, 2024
Prior Transfer Doc	001623/628
Record Updated	Oct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 23, 2024
Property Address	176 COCHISE RD, CHERRY LOG, GA 30522
Document Number	001623/628
Book / Page	1623 / 628
Instrument Date	Oct 22, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 COCHISE RD, GA

Mortgage

Document Number	0001623632
Date	Oct 23, 2024
Instrument	1623/632

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 19, 2021
Property Address	176 COCHISE RD, CHERRY LOG, GA 30522
Document Number	001407/313
Book / Page	1407 / 313
Instrument Date	Feb 19, 2021
Instrument	2021-000593
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 W 16TH ST, INDIANAPOLIS, IN 46224-6404

Mortgage

Document Number	0000001407/0000000315
Date	Feb 22, 2021
Book Page	0000001407/0000000315
Instrument	002582810018

Lender

Name	BAY EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 176 Cochise Rd was $3,138.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00	$345,939 Land $74,800 Building $271,139	$864,848 Land $187,000 Building $677,848
2023		$279,079 (-0.81%) Land $74,800 Building $204,279	$697,698 (-0.81%) Land $187,000 Building $510,698
2022	$3,944.00	$281,352 Land $74,800 Building $206,552	$703,380 Land $187,000 Building $516,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Cochise Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (1994–2026)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Cochise Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	10 / 1

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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