176 Co Rd 703, Cotter, AR 72626 Property Records

Baxter County property record for 176 Co Rd 703, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,692 sqft
Lot Size	0.456 acres (19,890 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (Aug 2021)
Tax Bill	$3,512 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`002-09321-000`

Property Details

APN / Parcel Number

Primary APN	`002-09321-000`
Alternative APN	`21805`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	19,890 sqft (0.456 acres)
Lot Dimensions	221 ft deep x 90 ft wide
Garage Type	Mixed
Carport	Carport
Carport Area	336 sqft
Driveway	Driveway
Driveway Area	252 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	860 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	176 COUNTY ROAD 703
City	COTTER
State	AR
Zip	72626-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 RIVER BREEZE ADD
Legal Subdivision	RIVER BREEZE SUB
Legal Lot Number	10,11
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1605 PARK RIDGE WAY, CAVE SPRINGS, AR 72718-8443
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	L202109635
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Aug 23, 2021
Property Address	176 COUNTY ROAD 703, COTTER, AR 72626-9128
Document Number	L202109635
Instrument Date	Aug 20, 2021
Instrument	L202109635
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ALLEY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 HOLLY GROVE DR, 301, MOUNTAIN HOME, AR 72653-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1605 PARK RIDGE WAY, CAVE SPRINGS, AR 72718-8443

Mortgage

Document Number	L202109636
Date	Aug 23, 2021
Instrument	L202109636

Lender

Name	THE REED FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Aug 20, 2043

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00	$76,080 (-) Land $40,000 Building $36,080
2024	$3,512.00
2023	$3,512.00	$76,080 Land $40,000 Building $36,080	$380,400 Land $200,000 Building $180,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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