176 Clara Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 176 Clara Ln, Murphy, NC 28906 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,920 sqft · built 2002
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Aug 2018)
Tax Bill$1,557 (2025)
Deeds & MortgagesOct 2025 Transfer
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN454200191679000

Property Details

APN / Parcel Number

Primary APN454200191679000
Alternative APN
  • 48249

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Heated Area
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area49,223 sqft (1.13 acres)
Lot Dimensions124 ft deep x 614 ft wide

Exterior Amenities

PorchPorch
Porch Area64 sqft
Deck Area100 sqft
Greenhouse224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number48249
Street Address176 CLARA LN
CityMURPHY
StateNC
Zip28906-6919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 CHESTNUT OAKS 910/69
Legal SubdivisionOAKS SUB
Legal Lot Number24
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2015
Census Tract930606

Owner

Source: Cherokee County records · APN 454200191679000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address176 CLARA LN, MURPHY, NC 28906-6919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Intrafamily Transfer, Transfer
Aug 16, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number01593/0764
Deed Book / Page01593 / 0764
Last Transfer DateOct 20, 2025
Transfer Doc001788/720
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateOct 20, 2025
Property Address176 CLARA LN, MURPHY, NC 28906-6919
Document Number001788/720
Book / Page1788 / 720
Instrument DateOct 20, 2025
Instrument5163
Transaction TypeTransfer
Record UpdatedNov 03, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CLARA LN, MURPHY, NC 28906-6919

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 16, 2018
Property Address176 CLARA LN, MURPHY, NC 28906-6919
Document Number01593/0764
Book / Page01593 / 0764
Map ReferenceCAB 4 SL 607
Instrument DateJul 23, 2018
Instrument03912
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Tax$378.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1295, SAN ANTONIO, FL 33576-1295

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CLARA LN, MURPHY, NC 28906-6919

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,557.00$197,880 (+3.9%)$197,880 (+3.9%) Land $21,240 Building $176,640
2023$190,460$190,460 Land $21,240 Building $169,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
3 of 4 on primary residences

Wildfire

Wildfire RiskModerate
above 65% of the US · above 88% of North Carolina
Wildfire LikelihoodAbout 1 in 417 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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