176 Chapel Dr, Camden, DE 19934 Property Records

Kent County property record for 176 Chapel Dr, Camden, DE 19934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,563 sqft · built 1969
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Nov 2018)
Tax Bill	$1,299 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-02-085.19-01-70.00-000`

Property Details

APN / Parcel Number

Primary APN	`7-02-085.19-01-70.00-000`
Alternative APNs	`NM02085.190170.00/000` `32947`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Basement Area	621 sqft
Unfinished Basement	621 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	105 ft deep x 67 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32947
Street Address	176 CHAPEL DR
City	CAMDEN
State	DE
Zip	19934-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	CHAPELCROFT DEV LOT 77 176 CHAPEL DRIVE
Legal Subdivision	CHAPELCROFT
Legal Lot Number	77
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1002
Census Tract	41701

Owner

176 Chapel Dr is owned by an individual who bought it in November 2018.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 GRAYTON DR, SMYRNA, DE 19977-4458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE CU
Nov 14, 2018	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	2018351776
Deed Book / Page	9370 / 248
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	176 CHAPEL DR, CAMDEN, DE 19934-1254
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CHAPEL DR, CAMDEN, DE 19934-1254

Mortgage

Document Number	0000466946
Date	Jan 5, 2023
Book Page	12316/314
Instrument	2023-466946

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	176 CHAPEL DR, CAMDEN, DE 19934-1254
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424410
Date	Jul 20, 2021
Book Page	11235/287
Instrument	2021-424410

Lender

Name	AMERICAN HERITAGE CU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 19, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 14, 2018
Property Address	176 CHAPEL DR, CAMDEN, DE 19934-1254
Document Number	0000351776
Book / Page	9370 / 248
Map Reference	MB 8 PG 54
Instrument Date	Nov 6, 2018
Instrument	2018-351776
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CHAPEL DR, CAMDEN, DE 19934-1254

Mortgage

Document Number	0000351777
Date	Nov 14, 2018
Instrument	2018-351777

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000351778
Date	Nov 14, 2018
Book Page	9370/272
Instrument	2018-351778

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 176 Chapel Dr was $1,299, up 23% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Camden Town
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,299.00 (+23.01%)	$263,200 (-) Land $61,800 Building $201,400
2025	$1,056.00	$263,200 Land $61,800 Building $201,400
2023	$1,010.00	$39,500 Land $7,200 Building $32,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Chapel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Chapel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN PUMP DISTRICT serves 17,208 people · EPA ID DE0000124
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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