176 Central Ave, Old Tappan (Westwood), NJ 07675 Property Records

Bergen County and Old Tappan Borough property record for 176 Central Ave, Old Tappan, NJ 07675 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,856 sqft · built 1952
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on File
Last Sale	$607,000 (Oct 2004)
Tax Bill	$16,171 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-01605-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`43-01605-0000-00008`
Alternative APNs	`430160500008` `00597`

Interior

Stories	1 Story
Building Area	2,856 sqft Living Area
1st Floor Area	2,856 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	24,999 sqft (0.574 acres)

Location & Zoning

Account Number	00597
Street Address	176 CENTRAL AVE
City	OLD TAPPAN
State	NJ
Zip	07675-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25000 SF
Legal Subdivision	ESTATE/LUTHER DEMAREST-FREDERI
Legal Block	1605
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	OLD TAPPAN
Census Block Group	1
Census Block	1000
Census Tract	24100

Owner

Source: Bergen County and Old Tappan Borough records · APN 43-01605-0000-00008

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 CENTRAL AVE, OLD TAPPAN, NJ 07675-7348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2004 · Amount on Record
Deed Sale	Oct 19, 2004 · Amount on Record
Prior Sale	Apr 22, 2003
Deed Book / Page	8736 / 271
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 CENTRAL AVE, OLD TAPPAN, NJ 07675-7348
Document Number	0037331461
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	176 CENTRAL AVE OLD TAPPAN NJ 076757348, OLD TAPPAN, NJ 07675-7348

Mortgage

Document Number	0037331461
Date	Sep 28, 2020
Book Page	003733/001461
Instrument	93787

Lender

Name	GET A RATE LLC
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Bergen County and Old Tappan Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Old Tappan Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Old Tappan Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,001,300 (+45.26%) Land $456,000 Building $545,300	$1,001,300 (+45.26%) Land $456,000 Building $545,300
2025	$16,171.00 (+6.54%)	$689,300 (-) Land $331,700 Building $357,600	$689,300 (-) Land $331,700 Building $357,600
2024	$15,178.00 (+3.48%)
2023		$689,300 Land $331,700 Building $357,600	$689,300 Land $331,700 Building $357,600
2022	$14,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030241001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	3 (1999–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2003, rainfall accumulation
Flood Events	Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.