176 Carmalt Rd, Hamden, CT 06517 Property Records

Hamden Town property record for 176 Carmalt Rd, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1955
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2019)
Tax Bill	$16,016 (2026)
Deeds & Mortgages	Jun 2021 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2429 B:314 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2429 B:314 L:00-0000`
Alternative APN	`M:2429 B:314 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	1,525 sqft
Attic	Attic
Attic Area	625 sqft
Basement Area	1,525 sqft
Unfinished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	176 CARMALT RD
City	HAMDEN
State	CT
Zip	06517-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	314
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2005
Census Tract	165200

Owner

176 Carmalt Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 CARMALT RD, HAMDEN, CT 06517-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK
Apr 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	Jul 9, 2013 · Amount on File
Deed Book / Page	4594 / 291
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	176 CARMALT RD, HAMDEN, CT 06517-1904
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4842-113
Date	Jun 3, 2021
Book Page	4842/113
Instrument	4245

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Apr 9, 2019
Property Address	176 CARMALT RD, HAMDEN, CT 06517-1904
Document Number	4594-291
Book / Page	4594 / 291
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4594293
Date	Apr 9, 2019
Instrument	4594/293

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 176 Carmalt Rd was $16,016.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,016.00	$298,410 (-) Land $92,120 Building $206,290	$479,326 (+129.47%)
2025		$298,410 (+61.05%) Land $92,120 Building $206,290	$208,887 Land $64,484 Building $144,403
2024	$15,482.00 (+50.25%)	$185,290 (+5.8%) Land $50,750 Building $134,540
2023	$10,304.00	$175,140 Land $50,750 Building $124,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Carmalt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Carmalt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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