Westerly Town property record for 176 Canal St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,168 sqft · built 1950 |
| Lot Size | 0.514 acres (22,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Oct 2006) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:26 B:68 |
| Primary APN | WEST M:26 B:68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 3,624 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,405 sqft (0.514 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18119190 |
|---|---|
| Street Address | 176 CANAL ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 68 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 CANAL ST, WESTERLY, RI 02891-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BERKSHIRE BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Sep 10, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI CHELSEA GROTON BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2006 · Amount on Record |
| Deed Sale | Oct 30, 2006 · Amount on Record |
| Prior Sale | Aug 7, 1996 · Amount on Record |
| Deed Book / Page | 1584 / 121 |
| Transfer Doc | 3770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 176 CANAL ST, WESTERLY, RI 02891-1519 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02024-2252 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 2024/2252 |
| Instrument | 2024-644 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 176 CANAL ST, WESTERLY, RI 02891-1519 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-889 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 2021/889 |
| Instrument | 2021-206 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Feb 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 10, 2018 |
| Property Address | 176 CANAL ST, WESTERLY, RI 02891-1519 |
| Document Number | 2018-4972 |
| Book / Page | 002018 / 014972 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 3769 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 CANAL ST WESTERLY RI 028911519, WESTERLY, RI 02891-1519 |
| Document Number | 2018-4975 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 002018/014975 |
| Instrument | 3770 |
| Name | CHELSEA GROTON BK |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 9, 2043 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 (+2.77%) | $314,700 (+34.26%) Land $148,800 Building $165,900 | $384,574 |
| 2023 | $2,382.00 (+0.63%) | $234,400 (-) Land $106,800 Building $127,600 | |
| 2022 | $2,367.00 | $234,400 Land $106,800 Building $127,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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