176 Camelia St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 176 Camelia St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1988
Lot Size	0.114 acres (4,943 sqft)
Owner	2 Individual Names on File
Tax Bill	$487 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`170846-0000`

Property Details

APN / Parcel Number

Primary APN	`170846-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,317 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,317 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,943 sqft (0.114 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Porch	Finished Screened Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	176 CAMELIA ST
City	ATLANTIC BEACH
State	FL
Zip	32233-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG
Legal Description	18-34 17-2S-29E SEC H ATLANTIC BEACH LOT 2 BLK 87
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ATLANTIC BEACH SEC H
Legal Block	87
Legal Lot Number	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1008
Census Tract	13902

Owner

176 Camelia St is owned and occupied by two individuals who acquired it in August 2004.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 CAMELIA ST, ATLANTIC BEACH, FL 32233-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 9, 2004
Transfer Doc	0000303657
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	176 CAMELIA ST, ATLANTIC BEACH, FL 32233-2518
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CAMERILA ST, ATLANTIC BEACH, FL 32233

Mortgage

Document Number	0210120671
Date	Apr 11, 2024
Book Page	21012/671
Instrument	2024075125

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 176 Camelia St was $487 with exemptions applied, up 3.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,003 (+2.7%)	$272,402 (-1.09%) Land $89,000 Building $183,402
2025	$487.00 (+3.84%) Homeowner's exemption Senior Citizen's exemption	$100,296	$275,394 Land $97,900 Building $177,494
2024	$469.00 (-50.21%)
2023	$942.00 (+11.88%) Homeowner's exemption	$94,632 (+3%)	$252,469 (+17.38%) Land $97,900 Building $154,569
2022	$842.00 Homeowner's exemption	$91,876	$215,082 Land $89,000 Building $126,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Camelia St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	53 (1993–2022)
Claims Outside the SFHA	44 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Camelia St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20