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176 Camden Cay Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 176 Camden Cay Dr, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,638 sqft · built 2007
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$330,300 (Mar 2018)
Tax Bill$3,834 (2025)
Deeds & MortgagesMay 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN182324-0260

Property Details

APN / Parcel Number

Primary APN182324-0260

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,638 sqft Living Area
Gross Area3,128 sqft
1st Floor Area1,457 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address176 CAMDEN CAY DR
CitySAINT AUGUSTINE
StateFL
Zip32086-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description56/83-90 GRAND CAY LOT 26 OR4523/275
Legal Range30E
Legal Township08S
Legal Section19
Legal SubdivisionGRAND CAY
Legal Block1
Legal Lot Number26
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1002
Census Tract21208

Owner

Source: St. Johns County records · APN 182324-0260

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2018Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Mar 29, 2018Warranty Deed, Transfer
BARTLETT TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Prior SaleNov 15, 2007 · Amount on Record
Deed Document Number201820878
Deed Book / Page4523 / 275
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address176 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1815
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045550920
DateMay 31, 2018
Book Page4555/0920
Instrument2018037622
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 29, 2018
Property Address176 CAMDEN CAY DR, SAINT AUGUSTINE, FL 32086-1815
Document Number0045230275
Book / Page004523 / 000275
Instrument DateMar 29, 2018
Instrument20878
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyBARTLETT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2,312.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address176 CAMDEN CAY DR ST AUGUSTINE FL 320861815, ST AUGUSTINE, FL 32086-1815

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$306,692 (+2.7%)$384,959 (-6.09%) Land $84,000 Building $300,959
2025$3,834.00 (+12.83%) Homeowner's exemption$298,629 (+2.9%)$409,911 (+0.18%) Land $84,000 Building $325,911
2024$3,398.00 (+2.01%) Homeowner's exemption$290,213 (+3%)$409,169 (-0.88%) Land $67,200 Building $341,969
2023$3,331.00 (+3%) Homeowner's exemption$281,760 (+3%)$412,808 (+11.5%) Land $67,200 Building $345,608
2022$3,234.00 Homeowner's exemption$273,553$370,230 Land $67,200 Building $303,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 102 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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