176 Cabana Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 176 Cabana Way, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2005
Lot Size	0.217 acres (9,477 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Dec 2018)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7145-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7145-9`
Alternative APN	`18-3N-23-1261-000A-0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Heated Area
Gross Area	1,840 sqft
1st Floor Area	1,320 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,477 sqft (0.217 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	12 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	176 CABANA WAY
City	CRESTVIEW
State	FL
Zip	32536-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST PH II LOT 38 BLK A
Legal Range	23
Legal Township	03N
Legal Section	18
Legal Subdivision	RIDGE CREST PH II
Legal Phase	2
Legal Block	A
Legal Lot Number	38
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5033
Census Tract	20500

Owner

176 Cabana Way is owned and occupied by an individual who bought it in December 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	176 CABANA WAY, CRESTVIEW, FL 32536-3300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV COMMISSION
Dec 28, 2018	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Jan 13, 2014 · Amount on File
Deed Document Number	0003380220
Deed Book / Page	3380 / 220
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	176 CABANA WAY, CRESTVIEW, FL 32536-3300
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CABANA WAY, CRESTVIEW, FL 32536-3300

Mortgage

Document Number	0003649867
Date	Oct 3, 2023
Instrument	3649867

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jan 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	176 CABANA WAY, CRESTVIEW, FL 32536-3300
Document Number	0033921328
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CABANA WAY CRESTVIEW FL 325363300, CRESTVIEW, FL 32536-3300

Mortgage

Document Number	0033921328
Date	Apr 4, 2019
Book Page	003392/001328
Instrument	3269098

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	FT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 28, 2018
Property Address	176 CABANA WAY, CRESTVIEW, FL 32536-3300
Document Number	0033800220
Book / Page	003380 / 000220
Instrument Date	Dec 28, 2018
Instrument	3250956
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CABANA WAY CRESTVIEW FL 325363300, CRESTVIEW, FL 32536-3300

Mortgage

Document Number	33800221
Date	Dec 28, 2018
Book Page	003380/000221
Instrument	3250957

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Mortgage

Document Number	33800232,
Date	Dec 28, 2018
Book Page	003380/000232
Instrument	3250958

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	WALTON BEACH, FL 32547

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 176 Cabana Way was $1,272 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 Homeowner's exemption	$122,155	$192,069 Land $24,292 Building $167,777
2023	$1,192.00 (+3.92%) Homeowner's exemption	$115,254 (+3%)	$186,732 (+11.21%) Land $20,639 Building $166,093
2022	$1,147.00 Homeowner's exemption	$111,897	$167,904 Land $19,289 Building $148,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Cabana Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Cabana Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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