176 Beech Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 176 Beech Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,432 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Feb 1992)
Tax Bill	$74 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0F6 P:0000013`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0F6 P:0000013`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
Gross Area	2,454 sqft
Basement Area	818 sqft
Unfinished Basement	818 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	176 BEECH AVE
City	MELROSE
State	MA
Zip	02176-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	PLAN 21747A
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2007
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records · APN MELR M:0F6 P:0000013

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 BEECH AVE, MELROSE, MA 02176-4930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 1992 · Amount on Record
Deed Sale	Feb 19, 1992 · Amount on Record
Prior Sale	Jul 28, 1989 · Amount on Record
Deed Document Number	1992192269
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	176 BEECH AVE, MELROSE, MA 02176-4930
Document Number	0000031277
Instrument Date	Nov 02, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 BEECH AVE MELROSE MA 021764930, MELROSE, MA 02176-4930

Mortgage

Document Number	0000031277
Date	Dec 13, 2019
Instrument	31277

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$74.00 (-98.97%)	$750,800 (+3.29%) Land $483,000 Building $267,800	$726,750
2024	$7,218.00 (-0.74%)	$726,900 (+4.16%) Land $469,200 Building $257,700
2023	$7,272.00	$697,900 Land $455,400 Building $242,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173363002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile USA.

Based on FCC filings for 723 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3178000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.