San Diego County property record for 176 Ave Descanso, Unit E, Oceanside, CA 92057
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 819 sqft · built 2005 |
| Lot Size | 2.57 acres (112,316 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $235,500 (Mar 2018) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-370-16-15 |
| Primary APN | 157-370-16-15 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 819 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 112,316 sqft |
| Street Address | 176 AVENIDA DESCANSO, E |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5808 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C |
| Legal Description | LOT 3 US 15PER DOC05-30096&UND INT IN LOTS 1 THRU TR 010534 |
| Legal Subdivision | VISTA HERMOSA |
| Legal Tract | 010534 |
| Legal Block | 3 |
| Legal Lot Number | 3,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4313 SADDLEHORN WAY, OCEANSIDE, CA 92057-6506 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Sep 22, 2023 | Grant Deed, Transfer |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 13, 2018 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2018 · Amount on File |
| Deed Sale | Mar 13, 2018 · Amount on File |
| Prior Sale | Feb 9, 2011 · Amount on File |
| Deed Document Number | 201899050 |
| Prior Transfer Date | Dec 7, 2009 |
| Prior Transfer Doc | 0000688068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2023 |
| Property Address | 176 AVENIDA DESCANSO UNIT E, E, OCEANSIDE, CA 92057-5808 |
| Document Number | 0000258237 |
| Map Reference | MAP 10534 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023-0258237 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4313 SADDLEHORN WAY, OCEANSIDE, CA 92057-6506 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 176 AVENIDA DESCANSO UNIT E, E, OCEANSIDE, CA 92057-5808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 234 BELIZE WAY, OCEANSIDE, CA 92057-1203 |
| Document Number | 0000761186 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0761186 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2018 |
| Property Address | 176 AVENIDA DESCANSO UNIT E, E, OCEANSIDE, CA 92057-5808 |
| Document Number | 0000099050 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 99050 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.05 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 AVENIDA DESCANSO #E OCEANSIDE CA 920575808, E, OCEANSIDE, CA 92057-5808 |
| Document Number | 99051 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 99051 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $273,309 (+2%) Land $149,080 Building $124,229 | |
| 2025 | $3,039.00 (+5.16%) | $267,951 (+4.04%) Land $146,157 Building $121,794 |
| 2023 | $2,890.00 (+1.51%) | $257,548 Land $140,483 Building $117,065 |
| 2022 | $2,847.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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