176 Ave C, Geneva, FL 32732 Property Records

Seminole County property record for 176 Ave C, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,363 sqft · built 1987
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Aug 2017)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-32-504-0200-0190`

Property Details

APN / Parcel Number

Primary APN	`21-20-32-504-0200-0190`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,750 sqft
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	351 sqft
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	176 AVENUE C
City	GENEVA
State	FL
Zip	32732-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 5 FT OF LOT 19 & ALL LOTS 20 & 21 & W 15 FT OF LOT 22 & S 1/2 OF VACD ALLEY ADJ ON N BLK 2 GENEVA PB 2 PG 12
Legal Range	32
Legal Township	20
Legal Section	21
Legal Subdivision	GENEVA
Legal Tract	504
Legal Block	2
Legal Lot Number	19-22 21
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1042
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 AVENUE C, GENEVA, FL 32732-8710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	2017077557
Deed Book / Page	008963 / 001010
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 1, 2017
Property Address	176 AVENUE C, GENEVA, FL 32732-8710
Document Number	0089631010
Book / Page	008963 / 001010
Instrument Date	Jul 31, 2017
Instrument	77557
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 AVENUE C GENEVA FL 327328710, GENEVA, FL 32732-8710

Mortgage

Document Number	89631012
Date	Aug 1, 2017
Book Page	008963/001012
Instrument	77558

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (-12.98%) Homeowner's exemption	$114,993 (+5.99%)	$199,819 (+5.86%) Land $51,800 Building $148,019
2023	$1,217.00 (+3.31%) Homeowner's exemption	$108,497 (+3%)	$188,754 (+2.68%) Land $49,000 Building $139,754
2022	$1,178.00 Homeowner's exemption	$105,337	$183,833 Land $45,500 Building $138,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OVIEDO MARKETPLACE (CONSEC.) serves 689 people · EPA ID FL3594241
Water Source	Purchased groundwater from SEMINOLE COUNTY SOUTHEAST
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20