176 Atlantic St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 176 Atlantic St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,566 sqft · built 1986
Lot Size	0.397 acres (17,297 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Dec 2005)
Tax Bill	$8,480 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0254 B:0035 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0254 B:0035 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,566 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,540 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	17,297 sqft (0.397 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	176 ATLANTIC ST
City	GLOUCESTER
State	MA
Zip	01930-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	ATLANTIC ST
Legal Block	35
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3008
Census Tract	221902

Owner

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	176 ATLANTIC ST, GLOUCESTER, MA 01930-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 19, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CITIZENS BANK
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 5, 2005 · Amount on Record
Deed Sale	Dec 5, 2005 · Amount on Record
Prior Sale	Oct 29, 1998 · Amount on Record
Deed Book / Page	25150 / 285
Last Transfer Date	Apr 2, 2019
Transfer Doc	37453-433
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 29, 2026
Property Address	176 ATLANTIC ST, GLOUCESTER, MA 01930-1633
Document Number	0000000510
Book / Page	43534 / 561
Instrument Date	Jul 15, 2026
Instrument	2026510
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 ATLANTIC ST, GLOUCESTER, MA 01930-1633

Mortgage

Document Number	0000000510,
Date	Jul 29, 2026
Book Page	43534/561
Instrument	2026510

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	176 ATLANTIC ST, GLOUCESTER, MA 01930-1633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35950-386
Date	Jun 19, 2017
Book Page	35950/386
Instrument	30

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	176 ATLANTIC ST, GLOUCESTER, MA 01930-1633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38024-92
Date	Nov 14, 2019
Book Page	38024/92
Instrument	20191114000780

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 22, 2019
Property Address	176 ATLANTIC ST, GLOUCESTER, MA 01930-1633
Document Number	37453-433
Book / Page	037453 / 000433
Instrument Date	Apr 2, 2019
Instrument	190422920
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	176 ATLANTIC ST GLOUCESTER MA 019301633, GLOUCESTER, MA 01930-1633

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,480.00 (+1.44%)	$872,400 (+1.54%) Land $277,100 Building $595,300
2024	$8,360.00	$859,200 Land $263,900 Building $595,300	$1,036,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Atlantic St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures