Pender County property record for 176 Atkinson Rd, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,670 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Sep 2022) |
| Tax Bill | $3,782 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4234-15-0513-0000 |
| Primary APN | 4234-15-0513-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,670 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 234 sqft |
| Cabin | Cabin |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400970446 |
|---|---|
| Street Address | 176 ATKINSON RD |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | LT 24 PB 56/39 PENINSULA @ TOPSAIL |
| Legal Subdivision | PENINSULA AT TOPSAIL |
| Legal Lot Number | 24 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5568 GOLDSBORO RD, WADE, NC 28395-8828 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Sep 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2022 · Amount on Record |
| Deed Document Number | 0006834798 |
| Deed Book / Page | 683 / 4798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 176 ATKINSON RD, HOLLY RIDGE, NC 28445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046521937 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 4652/1937 |
| Instrument | 4652-1937 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 176 ATKINSON RD, HOLLY RIDGE, NC 28445 |
| Document Number | 0047980686 |
| Book / Page | 4798 / 686 |
| Map Reference | MB 56 PG 39 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 176 ATKINSON RD, HOLLY RIDGE, NC 28445 |
| Document Number | 0047980683 |
| Book / Page | 4798 / 683 |
| Map Reference | MB 56 PG 39 |
| Instrument Date | Apr 7, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3818, MOORESVILLE, NC 28117-3818 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 420 SEMINOLE LN, HIGH POINT, NC 27265-8640 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,782.00 (+12.56%) | $967,817 (+112.38%) Land $260,000 Building $707,817 | $967,817 (+112.38%) Land $260,000 Building $707,817 |
| 2023 | $455,700 (-) Land $256,587 Building $199,113 | $455,700 (-) Land $256,587 Building $199,113 | |
| 2022 | $3,360.00 | $455,700 Land $256,587 Building $199,113 | $455,700 Land $256,587 Building $199,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURF CITY serves 9,730 people · EPA ID NC0471015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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