176 Astor Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 176 Astor Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,481 sqft · built 2023
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Dec 2023)
Tax Bill$3,357 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN40-23-01-278-006

Property Details

APN / Parcel Number

Primary APN40-23-01-278-006
Alternative APNs
  • 0089545-000000-5
  • 10004604780

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,481 sqft Living Area
Gross Area1,938 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2023
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,200 sqft (0.234 acres)
Lot Dimensions120 ft deep x 85 ft wide
DrivewayDriveway
Driveway Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004604780
Old Parcel Number00895450000005
Street Address176 ASTOR CIR
CityPUNTA GORDA
StateFL
Zip33982-8409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPRS 008 000J 0002 PEACE RIVER SHORES UN 8 BLK J LT 2 373/262 DC1429/771 1429/772 4839/658 3345545
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SHORES
Legal BlockJ
Legal Lot Number2
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1081
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address176 ASTOR CIR, PUNTA GORDA, FL 33982-8409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 10, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on Record
Deed SaleDec 5, 2023 · Amount on Record
Prior SaleSep 10, 2021 · Amount on Record
Deed Document Number3345545
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 5, 2023
Property Address176 ASTOR CIR, PUNTA GORDA, FL 33982-8409
Document Number0003345545
Map ReferenceMB 7 PG 39
Instrument DateDec 1, 2023
Instrument3345545
Transaction TypeTransfer
Record UpdatedDec 18, 2023
Title CompanyPARKWAY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 ASTOR CIR, PUNTA GORDA, FL 33982-8409

Mortgage

Document Number0003345546
DateDec 5, 2023
Instrument3345546
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Mortgage

Document Number0003345547
DateDec 5, 2023
Instrument3345547
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressCOCOA BEACH, FL 32931
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 10, 2021
Property Address176 ASTOR CIR, PUNTA GORDA, FL 33982-8409
Document Number0048390658
Book / Page4839 / 658
Map ReferenceMB 7 PG 39
Instrument DateAug 31, 2021
Instrument2996225
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$133.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address288 LONG MEADOW LN, 288, ROTONDA WEST, FL 33947-1810

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,357.00 (+502.69%) Homeowner's exemption$262,570 (+2,124.6%)$252,554 (+1,697.15%) Land $13,885 Building $238,669
2023$557.00 (+5.49%)$11,803 (+1%)$14,053 (+30.97%) Land $14,053
2022$528.00$10,730 Land $10,730$10,730 Land $10,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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