Charlotte County property record for 176 Astor Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,481 sqft · built 2023 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Dec 2023) |
| Tax Bill | $3,357 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-01-278-006 |
| Primary APN | 40-23-01-278-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,481 sqft Living Area |
| Gross Area | 1,938 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,200 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004604780 |
|---|---|
| Old Parcel Number | 00895450000005 |
| Street Address | 176 ASTOR CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PRS 008 000J 0002 PEACE RIVER SHORES UN 8 BLK J LT 2 373/262 DC1429/771 1429/772 4839/658 3345545 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 01 |
| Legal Subdivision | PEACE RIVER SHORES |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 10200 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 ASTOR CIR, PUNTA GORDA, FL 33982-8409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 10, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on Record |
| Deed Sale | Dec 5, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Document Number | 3345545 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 5, 2023 |
| Property Address | 176 ASTOR CIR, PUNTA GORDA, FL 33982-8409 |
| Document Number | 0003345545 |
| Map Reference | MB 7 PG 39 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 3345545 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 176 ASTOR CIR, PUNTA GORDA, FL 33982-8409 |
| Document Number | 0003345546 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 3345546 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0003345547 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 3345547 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | COCOA BEACH, FL 32931 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 10, 2021 |
| Property Address | 176 ASTOR CIR, PUNTA GORDA, FL 33982-8409 |
| Document Number | 0048390658 |
| Book / Page | 4839 / 658 |
| Map Reference | MB 7 PG 39 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2996225 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 LONG MEADOW LN, 288, ROTONDA WEST, FL 33947-1810 |
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133 |
| Investor | Possibly a Property Investor |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,357.00 (+502.69%) Homeowner's exemption | $262,570 (+2,124.6%) | $252,554 (+1,697.15%) Land $13,885 Building $238,669 |
| 2023 | $557.00 (+5.49%) | $11,803 (+1%) | $14,053 (+30.97%) Land $14,053 |
| 2022 | $528.00 | $10,730 Land $10,730 | $10,730 Land $10,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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