176 Ash St, Wood River, IL 62095 Property Records

Madison County property record for 176 Ash St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 858 sqft · built 1969
Lot Size	0.218 acres (9,523 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Mortgage + 1 more
APN	`19-2-08-22-05-103-012`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-22-05-103-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	858 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,523 sqft (0.218 acres)
Lot Dimensions	146 ft deep x 65 ft wide
Garage Type	Attached
Pool Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	176 ASH ST
City	WOOD RIVER
State	IL
Zip	62095-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO EAST WOOD LOT 208 65X146.5X IRR
Legal Subdivision	FIRST ADDN
Legal Lot Number	208
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1015
Census Tract	401102

Owner

176 Ash St is owned and occupied by two individuals who acquired it in July 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 ASH ST, WOOD RIVER, IL 62095-1344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Jul 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jun 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024
Deed Sale	Jul 12, 2024
Prior Sale	May 14, 2014 · Amount on File
Deed Document Number	202419502
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0000031769
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	176 ASH ST, WOOD RIVER, IL 62095-1344
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042055
Date	Oct 6, 2021
Instrument	2021R42055

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2046

Interest

Rate Type	Fixed Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jul 28, 2021
Property Address	176 ASH ST, WOOD RIVER, IL 62095-1344
Document Number	0000031769
Map Reference	PB 33 PG 97
Instrument Date	Jul 23, 2021
Instrument	2021R31769
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 ASH ST, WOOD RIVER, IL 62095-1344

Mortgage

Document Number	0000031770
Date	Jul 28, 2021
Instrument	2021R31770

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.38%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Jun 23, 2021
Property Address	176 ASH ST, WOOD RIVER, IL 62095-1344
Document Number	0000026779
Map Reference	PB 33 PG 97
Instrument Date	Jun 23, 2021
Instrument	2021R26779
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 ASH ST, WOOD RIVER, IL 62095-1344

Tax Assessment & Valuation

The 2025 property tax bill for 176 Ash St was $4,253 with a homeowner's exemption, up 11.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00 (+11.31%)	$50,710 Land $6,640 Building $44,070	$152,130 Land $19,920 Building $132,210
2024	$3,821.00
2022	$3,378.00	$40,260 Land $5,270 Building $34,990	$120,901 Land $15,826 Building $105,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 176 Ash St; 44 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 176 Ash St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, ClearWave, Wisper ISP.

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