Ocean County and Lacey Township property record for 176 Arborridge Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,053 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,873 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01901-19-00071 |
| Primary APN | 13-01901-19-00071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,053 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10002058 |
|---|---|
| Street Address | 176 ARBORRIDGE DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PURD |
| Legal Description | 0.15 ACRE |
| Legal Subdivision | SEA BREEZE/LACEY TOWNSHIP PH 2 |
| Legal Block | 1901 |
| Legal Lot Number | 71 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 732001 |
Source: Ocean County and Lacey Township records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| May 14, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Oct 4, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 30, 2017 | Deed, Transfer · Conventional Mortgage TBI MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2020 |
| Deed Sale | May 14, 2020 |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 202048969 |
| Deed Book / Page | 17888 / 983 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0197370620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0176290651 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 17629/0651 |
| Instrument | 2019098704 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 2, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | BETA ABSTRACT/NJ LLC, BETA ABSTRACT OF NJ LLC |
| Name | Verified Name |
|---|
| Document Number | 0184091236 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 18409/1236 |
| Instrument | 2021053399 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 14, 2020 |
| Property Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Document Number | 0178880983 |
| Book / Page | 17888 / 983 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 2020048969 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2020048970 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020048970 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 4, 2018 |
| Property Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Document Number | 0172600774 |
| Book / Page | 17260 / 0774 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018098058 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | AMERICAN LAND TITLE ASSN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 ARBORRIDGE DR, 176, FORKED RIVER, NJ 08731-1079 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Document Number | 2018098059 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 2018098059 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 30, 2017 |
| Property Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Document Number | 0168550168 |
| Book / Page | 16855 / 168 |
| Map Reference | MAP K-3970 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017091005 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,170.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323 |
| Name | Verified Name |
|---|---|
| Address | 176 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1079 |
| Document Number | 0168550178 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 16855/178 |
| Instrument | 2017091006 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,100 (-) Land $138,000 Building $296,100 | $434,100 (-) Land $138,000 Building $296,100 | |
| 2025 | $11,873.00 (+7.94%) | $434,100 (-) Land $138,000 Building $296,100 | $434,100 (-) Land $138,000 Building $296,100 |
| 2024 | $11,000.00 (+11.98%) | ||
| 2023 | $434,100 Land $138,000 Building $296,100 | $434,100 Land $138,000 Building $296,100 | |
| 2022 | $9,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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