176 Alae St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 176 Alae St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 894 sqft · built 1941
Lot Size	0.132 acres (5,733 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2012)
Tax Bill	$718 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-3-021-055`

Property Details

APN / Parcel Number

Primary APN	`3-2-3-021-055`
Alternative APNs	`3-2-3-021-055-0000` `230210550000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
Gross Area	1,737 sqft
1st Floor Area	894 sqft
Basement Area	843 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	5,733 sqft (0.132 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Balcony/Patio
Porch Area	176 sqft
Balcony	Balcony

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	176 ALAE ST
City	HILO
State	HI
Zip	96720-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1A
Legal Description	LOT 20 5,733 SF BLK G MAP 2 LCAPP 987
Legal Subdivision	HALAI TRACT
Legal Block	G
Legal Lot Number	20
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3004
Census Tract	20300

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	176 ALAE ST, HILO, HI 96720-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2012 · Amount on Record
Deed Sale	Dec 6, 2012 · Amount on Record
Prior Sale	Jul 18, 2007 · Amount on Record
Deed Document Number	20128375161
Prior Transfer Date	Dec 18, 2007
Prior Transfer Doc	0003779052
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	176 ALAE ST, HILO, HI 96720-2507
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11411211
Date	Mar 30, 2021
Instrument	T-11411211

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,900 (+3%) Land $95,600 Building $124,300	$296,200 (-) Land $147,700 Building $148,500
2025	$718.00 (+5.28%)	$213,500 (+2.99%) Land $95,600 Building $117,900	$296,200 (+1.61%) Land $147,700 Building $148,500
2024		$207,300 (+2.98%) Land $95,600 Building $111,700	$291,500 (+13.07%) Land $147,700 Building $143,800
2023	$682.00 (-4.62%) Homeowner's exemption	$201,300 Land $95,600 Building $105,700	$257,800 Land $124,100 Building $133,700
2022	$715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	42 (1979–2018)
Claims Outside the SFHA	10 of 42
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims Severe Storms And Flooding, Nov 2000 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Hawaii
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000