Cape May County and Avalon Borough property record for 176 7th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,704 sqft · built 2024 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,430,000 (Feb 2014) |
| Tax Bill | $6,907 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00007-03-00038 |
| Primary APN | 01-00007-03-00038 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 2,704 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Street Address | 176 7TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Block | 7.3 |
| Legal Lot Number | 38 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20902 |
176 7th St is owned by two individuals who bought it in February 2014.
Source: Cape May County and Avalon Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 N 21ST ST, 620, PHILADELPHIA, PA 19130-4250 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Nov 15, 2019 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2014 · Amount on File |
| Deed Sale | Feb 7, 2014 · Amount on File |
| Prior Sale | Dec 26, 1991 |
| Deed Document Number | 2014227 |
| Deed Book / Page | 3569 / 458 |
| Prior Transfer Date | Dec 20, 1991 |
| Prior Transfer Doc | 2211000051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 176 7TH ST, AVALON, NJ 08202-2507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | SEABOARD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000019704 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | M6672/866 |
| Instrument | 2023019704 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.07% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Max Rate At Change | 0.03% |
| Index | Other |
| Max Rate | 0.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 176 7TH ST, AVALON, NJ 08202-2507 |
| Document Number | 0061260842 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN ABSTRACT/PA |
| Name | Verified Name |
|---|---|
| Address | 176 7TH ST AVALON NJ 082022507, AVALON, NJ 08202-2507 |
| Document Number | 0061260842 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 006126/000842 |
| Instrument | 115144 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 26, 2034 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,566,400 (-) Land $1,125,000 Building $1,441,400 | $2,566,400 (-) Land $1,125,000 Building $1,441,400 | |
| 2025 | $2,566,400 Land $1,125,000 Building $1,441,400 | $2,566,400 Land $1,125,000 Building $1,441,400 | |
| 2024 | $6,907.00 | ||
| 2023 | $1,621,000 Land $1,125,000 Building $496,000 | $1,621,000 Land $1,125,000 Building $496,000 | |
| 2022 | $9,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 839 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 233 condo units |
| Nearby Flood Claims | 778 (1979–2018) |
| Claims Outside the SFHA | 11 of 778 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 176 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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