Big Horn County property record for 176 3rd St E, Cowley, WY 82420
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,296 sqft · built 1972 |
| Lot Size | 0.477 acres (20,790 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,411 (Sep 2025) |
| Tax Bill | $1,138 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-56-000-00041 |
| Primary APN | 28-56-000-00041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Basement Area | 1,296 sqft |
| Finished Basement | 1,176 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,790 sqft (0.477 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0008275 |
|---|---|
| Street Address | 176 3RD ST E |
| City | COWLEY |
| State | WY |
| Zip | 82420-5053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 90' OF 4 56 OT SD179-1151 SID-622A |
| Legal Subdivision | COWLEY OT |
| Legal Block | 56 |
| Legal Lot Number | 4 |
| Jurisdiction | BIG HORN WY |
| Township / Civil Division | NORTH BIG HORN |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 962800 |
Source: Big Horn County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 S 3RD AVE, CLARION, PA 16214-2414 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Deed Document Number | 20251174965 |
| Deed Book / Page | 179 / 1151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIG HORN WY |
| Property Address | 176 3RD ST E, COWLEY, WY 82420-5053 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | SD179/1152 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | SD179/1152 |
| Instrument | 1174966 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Big Horn County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Wyoming |
| County | Big Horn County |
| Municipality | Cowley Town |
| Unified School District | Big Horn County School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,030 (+68.25%) Land $4,798 Building $20,232 | $263,473 (+24.68%) Land $50,509 Building $212,964 | |
| 2025 | $1,138.00 (-11.16%) | $14,877 (-21.64%) Land $2,179 Building $12,698 | $211,327 (+5.75%) Land $30,584 Building $180,743 |
| 2023 | $18,985 Land $3,340 Building $15,645 | $199,832 Land $35,155 Building $164,677 | |
| 2022 | $1,281.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Wyoming |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COWLEY serves 800 people · EPA ID WY5600206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Nov 2019 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TCT Internet Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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