San Joaquin County property record for 17598 Graceada Ln, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,488 sqft · built 2020 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,500 (May 2020) |
| Tax Bill | $14,945 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-470-170-000 |
| Primary APN | 210-470-170-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Area | 647 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17598 GRACEADA LN |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 22 RIVER ISLANDS STAGE 2A VILLAGE V TRACT 39 |
| Legal Subdivision | RIVER ISLANDS STAGE 2A VL |
| Legal Tract | 39 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5214 |
17598 Graceada Ln is owned and occupied by two individuals who bought it in May 2020.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 13, 2022 | Grant Deed, Transfer · Conventional Mortgage SAFE CU |
| Jul 1, 2022 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 7, 2020 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Deed Document Number | 202054528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Document Number | 0000081921 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022-081921 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Document Number | 0000083299 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-083299 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 13, 2022 |
| Property Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Document Number | 0000107752 |
| Map Reference | MB 43 PG 163 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-107752 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3248 KIPLING DRIVE, LATHROP, CA 95330-8134 |
| Document Number | 0000107753 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-107753 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 1, 2022 |
| Property Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Document Number | 0000081577 |
| Map Reference | MB 43 PG 163 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-081577 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3194 SHRUTE DRIVE, LATHROP, CA 95330 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Document Number | 0000083299 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-083299 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 7, 2020 |
| Property Address | 17598 GRACEADA LN, LATHROP, CA 95330-8465 |
| Document Number | 0000054528 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 54528 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 17598 GRACEADA LN LATHROP CA 953308465, LATHROP, CA 95330-8465 |
| Document Number | 54529 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 54529 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 6, 2050 |
The 2026 property tax bill for 17598 Graceada Ln was $14,945, up 1.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,945.00 (+1.84%) | ||
| 2025 | $14,675.00 | $727,527 Land $131,235 Building $596,292 | |
| 2023 | $14,032.00 (+2.01%) | $699,278 Land $126,140 Building $573,138 | $872,190 |
| 2022 | $13,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17598 Graceada Ln in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17598 Graceada Ln is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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