17596 S River Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17596 S River Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,556 sqft · built 1920
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2025)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`009-250-044-00`

Property Details

APN / Parcel Number

Primary APN	`009-250-044-00`

Interior

Full Baths	1 Bath
Building Area	1,556 sqft Building Perimeter
1st Floor Area	1,556 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	350 ft deep x 50 ft wide
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17596 S RIVER RD
City	THREE RIVERS
State	MI
Zip	49093-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 84 ST JOE ACRES NO. 2: E 100 FT OF W 499.69 FT OF THAT PT OF SE 1/4 S OF ST JOE RIVER EXC W 50 FT & EXC FLOWAGE. SEC 17
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	ST JOE ACRES
Legal Tract	84
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2003
Census Tract	40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2130 AMES DR, PORTAGE, MI 49002-6432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 16, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20252003
Prior Transfer Date	Aug 13, 2019
Prior Transfer Doc	01974/0803
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 27, 2020
Property Address	17596 S RIVER RD, THREE RIVERS, MI 49093-9323
Document Number	2020003729
Instrument Date	Jul 20, 2020
Instrument	2020003729
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TITLE OFFI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 S GRAND ST APT 1, 304, SCHOOLCRAFT, MI 49087-9310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17596 S RIVER RD, THREE RIVERS, MI 49093-9323

Mortgage

Date	Jul 27, 2020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 16, 2019
Property Address	17596 S RIVER RD, THREE RIVERS, MI 49093-9323
Document Number	1974/0803
Book / Page	1974 / 0803
Instrument Date	Aug 13, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17596 S RIVER RD, 17596, THREE RIVERS, MI 49093-9323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S GRAND ST APT 1, 1, SCHOOLCRAFT, MI 49087-9310

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,400 (+11.9%) Land $11,400 Building $93,000	$208,800 (+11.9%) Land $22,800 Building $186,000
2025	$1,946.00 Homeowner's exemption	$93,300 Land $11,400 Building $81,900	$186,600 Land $22,800 Building $163,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Fiber, Spectrum.

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